Testimonials: These can be found publicly on Yahoo, Yelp, Facebook, Zillow, Trulia, Angie's List, LinkedIn and Google
8-9-18 Joseph Z. Lonnie Cooper and staff did an amazing job on the financial services that were awarded too us by Rate Kings !!! Made life easy with all the paper work involved in the purchase (Angies List)
Lonnie and the Rate Kings Team made our home buying experience an enjoyable one. Lonnie was very responsive regarding our questions throughout the entire process to ensure our loan was secured in a timely manner. Lonnie's rates were extremely competitive with other lenders while still providing a personalized experience that is hard to mimic. We highly recommend Rate Kings and will be using their services again in the future. 8-9-18 Scott S. Yelp
Ashton M. 7-20-18 Google- I shopped around and NO ONE could beat Lonnie. If you want quick service, kind people, and the best rate you should absolutely go to The Rate Kings.
Dhavalkumar S 7-15-18 Google Provides the best rates in town, easy to contact, no hidden fees, and gives the advise that is in the customer's best interest. I just purchased my first home through them and pleased with their services.
Ron A – 7-12-18 Google Lonnie Cooper was available anytime of the day or night. He guided us through the process with patience and kindness. Highly recommend "The Rate Kings"!!
Paige B 7-18-18 - Google Lonnie Cooper got us off to a great start, and the rest of the team took wonderful care of us from there. We've worked with Lonnie at the Rate Kings now several times and have always appreciated that he goes the extra mile.
7-15-18 Larry from Bear, DE (Zillow) I found out about The Rate Kings and Lonnie through a family member. I am so glad I did. The team was extremely helpful and attentive through the whole process. If I had to call the office and leave a message, someone called me back within minutes. Would highly recommend and would definitely use again.
Cat E 6-15-18 Google Lonnie and his staff, especially Shelli, were extremely helpful and courteous in walking us through the morgage process. They were available anytime of day, if needed, and we would highly recommend them. Hanna and Cat
David S - 6-18-18 Google It was a pleasure working with Lonnie. He was able to get me a really competitive rate and was always accessible to answer any of my questions.
Sue T 5-7-18 Google It was very easy to communicate with Lonnie and his team. They all responded quickly to my questions and I got a great rate! Thanks Rate Kings!
Pannz- 5-12-18 The rate king truly lived up to his name in my experience and then some. Lonnie was able to take on my mortgage with very little time to get a deal done but did so while providing an absolutely unbeatable rate. Thanks to the rate king for providing excellent and friendly service. Look no further for any and all of your mortgage needs!
Srini – Google 5-12-18 Great service, easy to talk and quick closing
Ray A. Google 4-12-18 Worked with the rate kings for my first home and everything went smoothly all questions were answered and everything turned out awesome i never felt lost awesome job!!!
Mario A – Google 4-19-18 Great people to work with !
Lindsay D Google We just purchased our third home and The Rate Kings are hands down the best company that we have used to secure a mortgage. I would highly recommend to anyone!
Eric E- 3-12-15 – Google This process couldn’t have been simpler. Lonnie and Shelli walk you through every single step making it feel too easy. If I had any questions whatsoever, they were answered immediately. They were really knowledgeable about every aspect and made our first time home buying experience a breeze. Would recommend them to anyone.
Shane O Google I worked with Lonnie and Shelli from the Rate Kings during my home purchase. Very helpful and supportive throughout the process. Would highly recommend them. 2-18-18
Trende from Plymouth Meeting, PA 2-15-18 We recently purchased a new home. Actually, this is the fifth the home I've purchased over many years. The mortgage approval process has become increasingly difficult and confusing. However, working with Lonnie and his team made the process easy. Actually delightful.
Martin S - Google ★★★★★ It is impossible to not love working with Lonnie and his team at the Rate Kings. I recently purchased a home, and the team was extremely helpful in what is normally a very stressful process. 2-15-18
The Rate Kings made the buying process incredibly easy. We worked closely with Lonnie and Shelli. They walked us through every step, answering all of our questions along the way. Lonnie really went above and beyond, making our first time home buying experience a breeze. I would highly recommend Lonnie and his team! 2-17-18 Yelp. JK.My first phone call to Lonnie inquiring about a mortgage and each time I needed to have "exact numbers" prior to putting an offer on a house; I never once felt pressured to "just go for it". He understood my financial comfort level for a mortgage and was honest and upfront every time we spoke. Once we did find a home, offer accepted, Lonnie was able to help us work out the little kinks in the process and Missy worked her magic and was able to get us a 28 day closing! We settled 10 days before Christmas and were able to enjoy the Holiday in our new home! Absolutely great group to work with- up-front, honest, on top of things, friendly!
Denise L. Google- 1-16-18
Lonnie and Missy were great to work with. They are really on top of everything. All correspondence was efficient and easy. Smooth closing, and of course, a great interest rate! I would highly recommend this team to anyone.
Eric T. Google 1-12-18
Lonnie and his team were very helpful throughout the entire process.
Charlotte L 1-5-18 Angies List
Lonnie and Missy were very helpful and were able to get me the best mortgage rate around the market. I even don't have to remember what I've to do or sign as I get constant reminder and followup from them. Pleasure working with them and will definitely work with them again in the future
Naeem E. Google 12-20-17
Lonnie and his team very very helpful, responsive, and well prepared through the whole process. Shelli Rheaume went above and beyond very last minute to help any way she could to be sure I got closing on time. She was very responsive and informative every step of the way. Very knowledgeable and made sure that I knew exactly what was going on. Varum Google 12-15-17
Highly ethical and very customer oriented. Lonnie and his team went to bat for us and made sure we were taken care of every step of the way, going above and beyond to insure our satisfaction. Thank you Rate Kings, we couldn't have done it without you!
Carol H Google 11-16-17
Hi Shelli, I can't thank you and Lonnie enough for all your help and expertise in getting this refinance through. It has been a pleasure. Quite a contrast as I had been dreading the imagined process! Those two little words can't begin to express my gratitude, but thank you both.
Roxanne V. 11-16-17
This was, by far, the easiest mortgage process ever. All of the folks at The Rate Kings (especially Missy and Lon) were great to work with! Thanks guys!
Elizabeth R. 10-24-17 Facebook
Lonnie makes the whole process super easy. He is a quick, professional communicator and really knows his stuff. Highly recommend! Larry F- Yelp 10-21-17
I just did a refinance with Lonnie at The Rate Kings and not only did he get us the best rate, the entire process was easy. There was constant and clear communication the whole time and everything can be done through phone and email with a notary coming to your home to close. I highly recommend the Rate Kings. Zillow 10-11-17
Fantastic rates and extremely quick and helpful service. It was very easy to pick them as our MLO.
Luke M 11-10-17
This was the third time around with Lonnie for me. I also have referred other transactions for friends. Rates and fees were always competitive. I have returned to Lonnie for one important reason. The application and underwriting processes were smooth and the close was timely.
Michael B – Google 10-16-17
Great team, very responsive to any questions we had along the way. Lonnie's group helped put our worries at ease and came up with a great rate for us. I'd recommend engaging The Rate Kings for your needs.
B. Hoff – Google 10-14-17
Seven years ago my wife, 5 kids and I needed to buy a home in Lower Merion School District. It was a daunting prospect due to the fact that we were a single income family and needed a house big enough for us to live. Lonnie Cooper and The Rate Kings came to the rescue. They quickly got us approved with an amazing rate with a great bank! It was so simple! Lonnie handled everything, especially when I would go crazy with worry! He would simply say "Relax Were Good" Settlement was 20 minutes without the slightest issue! Fast forward to August this year when once again Lonnie and The Rate Kings came through! This time the house was our dream home on the Main Line. The Rate Kings never worked harder to make this dream come true. Full of challenges Lonnie and Missy followed though and seamlessly solved problems. Once again at settlement, there wasn't any issues. Everyone has heard of settlement day problems that halts closing. Not with Lonnie and The Rate Kings! It took just 20 minutes and we were home free. Well we still have to pay our mortgage but at least its a great rate with a great bank. Did you ever receive a phone call from your mortgage broker after settlement to see how you're enjoying the new house and ask you if there is anything else they could help you with? Not likely. We did!!! Thank you Lonnie Cooper and Missy Quinn!
Any one who doesn't use The Rate Kings is just wasting time and money.
Regards Gary B 9-20-17 FacebookI worked with The Rate Kings Mortgage company to get my first home. I'm all grown up now ;). I got a deal that I was unable to get anywhere else. The process was stress free which was my biggest concern cause I didn't want buyers remorse after spending so much. I wanted that peace of mind and I got it. They are fast and efficient. I will work with them every time. Phil K. 9-7-17 GOOGLE
Mr. Lonnie form Rate Kings Mortgage, LLC helped me for getting lowest rate for 15 yr fix mortage loan.....got the lowest rate which no other bank matched...... Closing also went very smoothly (thanks to Shelli) Anil S. 8-31-17 ANGIES LIST
I can't thank Lonnie and Missy enough for their help in obtaining me a mortgage for my new home purchase. Lonnie was able to get me a great interest rate with minimal closing fees. Lonnie was always there to answer any questions I had regardless of time. He really made himself available 24/7. I highly recommend The Rate Kings.
Howard S. 8-14-17 GOOGLE
The Rate Kings are excellent. Lonnie and his staff explained the process, found me a number of competitive options, reviewed all of the choices with me, and helped me make the best decision. The mortgage processing personnel were friendly, helpful and made the process as painless as possible. I would absolutely recommend The Rate Kings.
Nick K. 8-12-17 GOOGLE
Working with lonnie for loan is a cake walk. I always refer this guy to all of my friends who are looking/buying homes. Harika V. 8-15-17
It was such a pleasure working with Lonnie and all the staff at the Rate Kings. Purchasing a new home is nothing short of stress and hard work and Lonnie did all he could to make the experience a pleasant and stress free situation. He is amazing at communication, always gets back to you and does all he can to help. Thank you to Lonnie and his team for a job well done :)
Jennifer F. YELP 5-15-17
Lonnie Cooper and his assistant Shelli made the home buying process seamless. Their diligence and attention to detail affirmed their commitment to getting me the best possible rate for my mortgage. Being a recent retiree who relocated from New York State, I was nervous but was quickly put at ease. Lonnie always called back when I contacted him with questions, as did his assistant Shelli. I recommend The Rate Kings highly.
Barbara A. 8-16-17 YELP
As a first time buyer, I can't express my gratitude to you all!
I have had colleagues and friends try to go thru the home buying process, and it has been
a disaster for them. I was so afraid at the start!
It just goes to show how the people helping you can really can make all the difference in the world!
Sincerely... and from the bottom of my heart...
Thank you all!
C Rodriguez (Email)
Working with the Rate Kings was a great experience. They are extremely knowledgeable and responsive. They answered all of my questions and made the process of getting a mortgage an easy one. They are a great group to work with. Jillian G. 6-12-17 GOOGLE
Very good experience. By far the best interest rate and very good customer service. We set a really high bar for 5s and they came close; highly recommended. Samara L. 6-9-17 Google
Lonnie and Shelli were a pleasure to work with. I have worked with Lonnie now 4 times, and each time it was quick and painless. Besides excellent customer service, they offer the best rates around. I would highly recommend them to anyone for a home purchase or refinance. 6-1-17 (Google)
Lonnie has been very prompt and quick in helping me - either for a pre-approval or getting the rate locked. Missy has been very kind in answering my newbie questions. Overall, top notch service and would strongly recommend my friends to stop here for mortgage needs. Vivek G (Google) 5-15-17
Very responsive, friendly, and helpful. It was easy doing business with them.
Ken E. 5-12-17 (Google)
My fiance and I were first time home buyers. We were extremely nervous and didn't know what to expect when purchasing a house. Mr. Cooper and his staff at The Rate Kings Mortgage made the experience of buying our first home a pleasant one! Mr. Cooper and his staff responded promptly to all emails and phone calls; explaining the process in terms that we could understand. I highly would recommend using Lonnie Cooper at The Rate Kings Mortgage when purchasing a home. Heather S. 6-9-17 (Google)
Lonnie - has all the knowledge you could ask for, is readily available and responsive and thorough. His office mate, Missy is incredible and so patient. If I need a mortgage, it's simply a no-brainer, I choose the rate kings!
Rich B. Google 5-9-17
Lonnie and his team (Special shout out to Missy!) are great. I think I'm on my 4th or 5th transaction with them - 2 home purchases and 2 or 3 re-finances. I'm like a hyper dog constantly checking in with them and they are on top of it. Honestly - the biggest compliment is that during my recent purchase both my Realtor and the seller's Realtor acknowledged that they always had what they needed from the Rate Kings. I highly recommend them.
Jason r 4-9-17 (google)
Working with Lonnie and Missy to buy our first house was a great experience all around, there were ZERO issues with closing and meeting all our deadlines. Before you sign with anyone else its worth giving these guys a shot as the customer service is definitely worth it!
Kevin M. (Google) 3-9-17
As a first time buyer, I can't express my gratitude to you all! I have had colleagues and friends try to go thru the home buying process, and it has been a disaster for them. I was so afraid at the start!
It just goes to show how the people helping you can really can make all the difference in the world!
Sincerely... and from the bottom of my heart...
Thank you all!
C Rodriguez 5-18-17 (client email)
Hello Lonnie and Missy, Doug and I wanted to say thank you so much for all your help and patience throughout the process of obtaining the mortgage for our shore house. We couldn't have done this without either of you.
I hope you both had a wonderful Easter and thank you again.
Customers for Life, Doug and Heather T. 4-17-17 client email
We have successfully closed the loan yesterday and got the keys on hand at around 5:30 P.M. and simply couldn't believe ourselves we were actually closed yesterday. Closing process went very well for us in the end without any glitches. It would not have been possible without your hard work, dedication to your customer and willingness to go that extra mile in helping out and on top of every thing your professionalism. Yes, it is a terrific team work that saw me through this intriguing (to me) process. We Thank you all from bottom of our hearts for letting us experience this finest moment. Thanks again and have a great day! Srinivas T 3-8-17
The whole process was easy, professionally done, and informative. The Rate Kings not only provided the necessary information but also provided reasons for it which helped me tremendously. I would gladly use The Rate Kings again. Ed S. (Cpa) 1-11-17
Very competitive rates and great people to work with. Lonnie and Missy did a great job! Ranjith R. 1-9-17
Sincere thanks and appreciation to you and Lonnie for all of your time and efforts on our behalf.Best wishes for a healthy and prosperous New Year to you and your families.
Take care. Bob G. Client email 1-10-17
Lonnie and his team were wonderful and did a fantastic job helping me with the mortgage process on my first home! Everything went smoothly throughout the whole process. Travis S. Yelp 12-19-16
We had a very good experience with The Rate Kings all the way through the process. They were always quick to communicate through email. They were clear in their communication and in letting us know what we needed to send them. N. Ardle – Google 12-13-16
We settled on our new home purchase in June 2015 which was not a smooth transaction to say the least at a mortgage rate that seemed to be the best option for us...... that is until the "King" takes a look at it! April 2016 we locked in with The Rate Kings Mortgage to save us over $30K over the life of the loan!! As skeptical and gun shy as we were just coming out of a miserable closing on our new home, The Rate Kings eased our skepticism and took control of the entire deal. It is really hard to imagine that we are on the path of saving money on such a new purchase. Do not sit and around and think about whether or not you have the best rate, have a mortgage professional from The Rate Kings review your current situation. We could not be more pleased with our experience! Scott B 12-6-16 Yelp
Worked with The Rate Kings twice. Great communication and would use again.
Google- J. Wetzel 12-1-16
Top notch company best rates and services.
A Miller 11-13-16
Great experience, would definitely recommend The Rate Kings in the future
Google P. Riviello 11-12-16
Lonnie and the entire Rate Kings team. were a pleasure to work with. our mortgage refinance process was easy from start to finish. Lonnie was very easy to talk to, very thorough, and had quick responses for our questions. We would definitely choose The Rate Kings for all of our future mortgage needs! Alpa S. Facebook 10-25-16
Lonnie helped us with our original loan and our refinance. Both times he was great - low rates, fast turn around of the application, responded to questions quickly. Everything went smoothly and stress free.
Google- K. Yee 10-13-16
Great rate and terms. Seemed like they were available 24/7 and had the answers to all questions. Highly recommend.
Brian L. 10-12-16
Thank you to Lonnie and his team at The Rate Kings Mortgage for your diligent and speedy work to refinance my home. I got a great deal on my refi and had a smooth process and closing.
Google- Raisa F. 10-10-16
I already credited the amount to the title company. I will Let you all know after we did closing tomorrow. Thanks for all the help you guys did.
I am very impressed and would like to work with you again in near future.
M. Pery. 10-13-16 Client Email
Lonnie, Thanks for your assistance in closing my refinance loan. I greatly appreciate your service in this regard. I got the following benefits with this refinance, I wouldn't be able to do it without your guidance.
I am able to cut down the term by 6 years with minimal increase in my monthly payment.
I am able to save on interest for the new term.
I am able to get rid of PMI, which i wouldn't done it with my old loan.
I am able to close the loan the refinance loan with no closing costs to me including Appraisal. In fact i gained $268.22 through this closing, which is great. I don't think anyone else would have done it.
I will make sure that i will keep referring you more people as i come across.
Kolli Reddy 10-11-16 Client Email
Lonnie help me on refinance and found a really a great deal and he is very helpful and patient. He is also a quick responder. If you have any questions or concerns, just shoot him an email.
Mira G. 10-10-16 Yelp
I have used the Rate Kings Mortgage to complete several refinance opportunities and would use them again. Massive thanks to Lonnie and his team for a smooth process.
Mike c. 9-10-16 (Google)
Working with The Rate Kings was an easy process start to finish. Not only did they provide a better interest rate than other companies, but their lender credits reduced the closing costs significantly. Lonnie Cooper and Missy Quinn (mortgage processor) were fantastic to work with; professional, thorough, and fast communication. I would use them again and will certainly be referring people to them.
Justin S. (Google) 9-1-16
I had a wonderful experience with the Rate Kings. Lonnie and his team were always available to answer my questions and kept me updated during the process.
Steve E. Google 8-25-16
The Rate Kings was my second call for my recent mortgage, but it should have been my first! I have relativity simple 1099 income, and after spending a few weeks trying to get the big guys to work with my, I called TRK at the 11th hour , they had no problem getting me a mortgage, with a great rate and we closed on time! The Rate Kings will be my first call for my next move.
Chris D (Google) 8-18-16
Lonnie and the entire Rate Kings team were a pleasure to work with! Always answered the phone by the 2nd ring and replied to emails quickly. Along with that they were on top of everything from start to finish and got me an excellent rate on my mortgage. Couldn't be happier with the entire experience.
Paul L. (Google) 8-12-16
It was an excellent experience. Every question was answered in a timely manner and every concern
was handled. I could not have asked for a better experience and outcome.
Sharon J- Angies List- 8-5-16
We were referred to The Rate Kings by our financial advisor. Throughout the entire process Lonnie and Shelli at The Rate Kings were great to work with . They answered all of my many questions in a timely manner and worked around my husbands travel schedule and our summer vacation schedule to help the process flow smoothly for our family. I would definitely work with The Rate Kings again and highly recommend them.
Rhonda H. 8-3-16 (Angies List)
We used Lonnie and The Rate Kings to recently relocate from Pennsylvania down to Florida. Initially, we weren't sure how easily the process would go given the range of the move, but it could not have been easier. Lonnie helped us secure a fantastic loan and guided us every step of the way.
In terms of responsiveness, Lonnie and his team would usually get back to us within minutes of sending an email and he'd always take my call (even at odd hours). I can't speak highly enough about the rate kings and would reccomed them to anyone looking to secure a mortgage.
Matt M. Zillow June 2016
It was a pleasure working with this company nd we would be more than happy to recommend their service to others and spread the word. We appreciated their patience and assistance in this whole process, as we were first time home buyers. It was a great, relaxed experience for us! We are also so happy with our home! :)
The Best- Would welcome him into my house anytime.
Numero Uno. Great rates and extremely helpful
Closed June 2016 Howard F.( Zillow)
Alyssa M. 5-27-16
Lonnie recently helped me with the mortgage process for my first home. He was very easy to talk to, helpful with questions, and quick to respond. He also got me what I think was a great rate!
Chris (Google) 5-25-16
We recently refinanced with Lonnie Cooper at the Rate Kings and were amazed at how painless they made the process. Thanks to their expert guidance and knowledge of the mortgage industry, their attention to detail in helping us gather all of the necessary documentation, and their efforts to make everything as convenient as possible for us, we would not hesitate to recommend the Rate Kings to anyone in need of their services.
Scott L 5-20-16 (Google)
Lonnie and team provided great service, answered all my questions, and delivered the lowest rates I could find. I will always consider Rate Kings first for all my mortgage needs!
Ruben F. 5-12-16 (Google)
Lonnie and his team were extremely professional and efficient in processing my transaction. I would recommend The Rate Kings to anyone.
Greg A. (Google) 4-18-16
The Rate Kings made this refinance transaction a pleasant experience. I appreciate the service and am thankful that things went through so smoothly. Both Lonnie and Shelli were great to work with and lines of communication were open during the whole process. I have already recommended The Rate Kings!
4-16-16 Craig D. (Google)
I couldn't be happier with my experience with The Rate Kings. As a first-time homebuyer, Lonnie and Shelli answered all of my questions and guided me through each step of the process from pre-approval to closing. They were always responsive and accessible. Thank you for making it so easy and stress free!
Google- Annie S. 4-14-16
After a long journey as a first time home buyer; Lonnie and his team's professionalism along with efficiency made me a very satisfied customer due to; First, qualified me to an excellent mortgage rate(Not comparable to any other bank rates), followed by on-time scheduling of the closing date by minimizing the contraints(Know-How) due to the legal formalities/regulations. Emre C. (Google) 4-14-16
Thank you Lonnie! It was a pleasure working with you and your team! I'd definitely recommend you to friends and family in need of mortgage services!!
Sherri B 5-23-16 Client Email
It was nice working with you too, glad that everything went smoothly. I will definitely recommend you to my friends/colleagues.
Yeshwant T. 6-3-16 Client email
Good Morning Lonnie: Well the refinance finally happened! All went perfectly fine and absolutely no computer hangups. Thank you very much for your patience and help in working me through the entire process. It was a pleasure working with you and Shelli. I would not hesitate to recommend Rate Kings Mortgage to anyone interested in obtaining a mortgage.
Thanks again. Maryann K. 4-28-16 (Email)
Good morning Missy
A bunch of keys arrived in the mail this morning from Naples, Florida so I guess that this thing is for real now! Can't possibly thank you enough for all that you have done for us to make this possible. Please let me know if there is any trade or broker web site where I can leave a review. Thanks again for guiding Team Manley across the finish line. All the best!!!
Mark M. 4-25-16 Client email
I just wanted to thank you and Lonnie both for alerting us to the opportunity and for making it smooth and easy.
I appreciate your help and attention to detail.
Thanks, and have a great week!
Andrew G. 3-31-16 (Client Email)
Thank you again for all of your help guys. As a first time buyer I really do appreciate you guiding me through what could be an overwhelming process. I’ll be keeping you all in mind for referrals.
K Smith client email 3-16-16
Hello Lonnie/Missy :
Thank you very much for your support through out the whole process, i remember it all started with the last minute change in the Lender, actually i was leaning more towards Chase, and with Lonnie's guidance and suggestion along with the market conditions went with MB Financials Bank and here we are finally having the house closing done as per plan. Really appreciate your openness towards serving clients like me even during odd hours, which i personally liked. So December 15th for the first time i contacted you and January 12th done with closing, 20 business days and we are done on closing, the number of days speaks for itself.
Thank you once again.
Alex 1-13-16 client email
The closing went extremely well. Thank you again for all your help. We greatly appreciated it and will certainly refer others to you in the future. 1-6-16 Steve S. (client email)
Thanks so much for your hard work. Good job!
Kindly, Sarah Murray
Weichert, Realtor 12-29-15 Client Email
Lonnie and his team were really friendly and helpful. They made sure I had everything I needed to get the deal done at a great rate. Jessika K. Found on Redfin 12-16-15
Working with Lonnie and his team was a great experience from start to finish. Very knowledgeable and helpful throughout the entire mortgage purchasing process. Being a first time homebuyer I came with many questions and each time Lonnie and his team were able to readily assist and kindly explain to me my options and/or next steps. I also want to thank Missy Quinn, who is a member Lonnie's team. Missy helped me through the closing part of my loan and really made sure that I was on top of everything and provided me with documentation and great support! Thanks again Lonnie and Missy for you guidance and support in the purchase of my first home! Ben F. (Zillow) 11-25-15
Buying a new home can be a very stressful process. Lonnie and his team did everything they could to answer my questions and make the process go as quickly and smoothly as possible for my family. I would highly recommend them to anyone looking to purchase a home. Danielle M. Google 11-2-15
Lonnie Cooper (and his team at The Rate Kings) are amazing. Lonnie's creativity, diligence, advice, experience and customer service were miles above any other place with whom I had talked about mortgages and buying a house. He found a path to make our dreams a reality. I'd send anyone Lonnie's way in a heartbeat. Highly recommended! Chris B. Google 11-2-15
We couldn't be happier. After talking with several lenders, Lonnie and the Rate Kings gave us the best rates, were very helpful, knowledgeable, responsive, and honest to work with.
Cameron H 10-3-15 Google
Lonnie and his team were excellent and provided great advice. They got us a fantastic rate on our mortgage and even were able to clear all hurdles and allow us to close early to take advantage of some time off we had to move. My wife and I could not be happier with our experience and we amazed at how quickly they responded to our email and calls any time of day. Definitely recommend the Rate Kings to anyone looking for a mortgage or Refi. Andy G. Google- 10-1-15
I regret that i didn't reach out to thank you guys right after settlement, but it got a bit crazy. With so much to do and a move planned, anyway. Let me first thank you and say that working with you and Missy has been a really delightful experience. To someone like me, who has never taken any kind of debt, taking a mortgage is a very huge undertaking emotionally but you and Missy have been very patient in explaining and addressing my questions. I really admire the transparency of your process and your ability to disclose everything upfront, Missy has been absolutely great with anticipating our needs and following up proactively. I couldn't be happier with how smoothly the whole process went.
Have a happy thanksgiving and i hope you have a good holiday season.
Rahul M 11-24-15 Client email
Hello Everyone at Rate Kings,
Thanks so much for helping me to obtain a new mortgage. I know it was not the easiest refinance.
I appreciate all your time and effort. I am very excited to get started on our new roof on the house, springhouse, and new drainage around our home so the basement no longer has a creek running through it. Oh, the wonders of an old house.
Just wanted you to know that I truly appreciate everything you did to enable this all to work out.
Denise (email) 11-4-15
Hi Shelly, Thanks for everything. It was also a pleasure working with you and your team. I'll be sure to recommend to all my friends!
-D. Diaz 10-29-15
Thanks to both Shelli and Lonnie! I know this wasn't an easy one but you did great and we seemed to get conflicting information at times, but you pulled it off! The title company had a lot of nice things to say about Shelli and how organized and efficient you were with everything!
Thanks again, and I'll make sure I keep recommending The Rate Kings! D. Destefano. 10-15-15 email
We recently completed a home refi and used The Rate Kings Mortgage on a referral from a friend. What a great experience, and working with Lonnie was a complete delight. His expertise made the entire process so simple and pain free, answering questions quickly and efficiently. The Rate Kings are truly a professional group. I can't imagine using any other company for our future refi or loan processing needs. Thank you for everything, Lonnie!
Sue D. 9-24-15 (Client email)
I just wanted to drop you a line to thank you for all your help. You were AMAZING!!!!!. It is scarey for a single woman to purchase a house all on her own. You were there for me every step of the way, explaining terms and every step that would happen next, promptly getting back to me with all my questions. I can not thank you and your team enough for making this transaction as stress free as possible.
Thank you so much.
Lora C ( New home Owner) 9-10-15 client email
I am successfully done with my house settlement yesterday evening. I wanted thank you all for your time and effort.
Suman V. 8-27-15
Thank you Lonnie and Shelli for all your work on this! Hopefully we won't ever be buying a new home again but if I know anyone that is I will definitely send them your way!
Have a good one!
Kelly F. 8-26-15
Thanks for all of your help in guiding this mortgage process. You and Lonnie are the consummate professionals and we are most grateful. Hope to work with you further down the road.....
Leslie W. 8-27-15
Lonnie has been an awesome find during my mortgage shopping. I was referred to him by a friend and my experience with The Rate Kings has been wonderful. They were very professional, trustful and extremely helpful through the process while providing me the BEST rate and promptly responding to all my concerns, I would happily recommend The Rate Kings to anyone.Lonnie, Missy - Thank you so much for everything. Suresh P. 7-22-15 (Google)
Lonnie is the consummate lending professional. He's a straight shooter, get it done type of guy. He's one of the most responsive people I know and has the best rates around. Don't let the name fool you, and he truly is the rate KING. Ash S. 7-22-15 (Trulia)
They get the job done in a quick seamless and professional manner. Lonnie and Missy made it easy ! I would definitely recommend them. Anna W. (google) 7-22-15
Lonnie and Missy of the Rate Kings made my FIRST home buying experience a stress free one! They answered every question almost right away when I needed something. They were a pleasure to work with. I would recommend them to anyone looking for a mortgage. Emmett M. 7-22-15 (Yelp)
Lonnie is great to work with. He is a straight shooter and will do his best to help you get the best rate available.
John V. 7-22-15 (Facebook)
I appreciate all of your help navigating our situation.
It was both informative and painless.
Dennis S 6-23-15 (borr email)
"Lonnie has helped me and my family for the last 15 years with all our mortgage needs. Always getting us the best rates available. His professionalism and great personality make a refinance or home purchase a pleasant process. He is someone you can put your trust in, to make your needs his priority.
5-22-15 P. Herman (Linked In)
We appreciated all the help and assistance we received from everyone there. Take good care!
Heather T. 6-22-15 Borr emailI recently used The Rate Kings Mortgage for my refi needs. This was my ninth time either buying or refinancing a home. Without a doubt my experience this time was the smoothest ever. The process they have set up is great and Closing took only 10-15 minutes. Furthermore I explored other opportunities but The Rate Kings were able to provide the lowest interest rate and closing costs Kurt H. 5-25-15 (Google)
Lonnie and his team do fantastic work! Their HARDWORK and DEDICATION cannot be matched! Not to mention they made the whole PROCESS go so SMOOTHLY! They were always available to answer any questions or concerns and got my wife and I in the house we always wanted! We THANK YOU for everything and will be sure to RECOMMEND you to EVERYONE we know! Thanks again!!! A+++++++++++
Anthony L. 5-11-15 (Google)
Lonnie and Missy handled all questions I had and were even able to work through a speed bump in the process.
Nick V. 5-27-15 (Angies List review)
Always a pleasure working with you and the Rate Kings! We will be sure to fill out the testimonial this week. Thanks again for all your help. Cheers! Jake R. 5-12-15 (Client email)
Hi Lonnie- thank you for your help. It seemed like everything went smoothly
Eric M. 5-11 (Client email)
We have been using Lonnie Cooper for many years. In February we refinanced our mortgage and everything went smoothly without any problems. We highly recommend Lonnie and The Rate Kings Mortgage and will continue using him in the future. Robert I. 5-1-15 (Google)
Lonnie/Missy, I just wanted to take the time to Thank you both for all your hard work!! I will be sure to recommend your team to everyone I know, I will also make sure to leave a great review for you!! I appreciate all the hours and dedication!! :) You truly made the process so smooth A++ !!
-Shannon & Anthony 4-1-15 (Client Email)It went great. Lonnie was responsive and made the process simple. I would highly recommend Lonnie and the rate kings.
Marc F 3-20-15 (Angie’s List)
Successfully refinanced !!! Thanks to Rate Kings Mortgage, Lonnie in particular for his in-depth knowledge and really like his commitment towards an mortgage application. Response to emails was faster than Mc.Donalds processing your order !!! 100% Satisfied. (Google) Radhika P. 3-12-15
The team at the Rate Kings is unbelievable. As first time home buyers, the Rate Kings were extremely patient, understanding, and willing to answer all of our questions before making any decisions. Any time my wife or I had a question, the Rate Kings were literally a phone call away and generally had our question or concern resolved within the hour. On top of that, my wife and I had a rare situation which was difficult to tackle, but the Rate Kings made it happen. Now we're home owners! Big thanks to Lonnie Cooper and the rest of the Rate Kings team. – Joseph Z. 3-25-15 (Google)
I am all moved into my new home with much help from you! I wanted to write and thank you for your all that you did for me during this process. You are not only responsive (any time of day), but knowledgeable and highly professional. Our God is surely resting on your life....I can see Him shining through you. 3-2-15 Lauri E.
A great team who go above and beyond to ensure that the loan process goes smoothly. Lonnie and his team made my first home buying experience so much easier through their customer focus Liam B. (Google) 3-20-15
Refinancing with The Rate Kings and Lonnie was almost too easy. There was no anxiety, no unexpected occurrences, no surprises, and no worries. Lonnie and I transacted the entire refinancing over the phone, via email and fax. The entire process went smoothly and did not in any way disrupt my normal daily life. Whenever I called Lonnie with questions or asking for updates, he greeted me with utmost professionalism and answers to all my questions. I cannot say enough about Lonnie and his staff. We even settled our refinancing while on vacation in Florida! The Rate Kings arranged for someone to come to our rental condo location to complete the refinancing and settlement in an easy 45-minute meeting. Five stars - I wish I could go higher! This was a wonderful experience. The Rate Kings ROCK! George C. 3-15-15 (Google)
Working with the Rate Kings staff for our home refinance was a great experience. No one enjoys the mortgage process but working with this group made the process fast and easy. Everyone we interacted always provided us prompt, clear and concise information. We could not have asked for a better experience and would definitely recommend the Rate Kings to anyone interested in a mortgage. Jr 3-20-15 (Google)
My husband and I worked with Lonnie and Missy from The Rate Kings for several months while we searched for our first home. From providing mortgage estimates to responding to our many, MANY questions (even late at night!), I was impressed with their quick turnaround time. After closing this past Friday, I did a comparison of the HUD settlement statement to the estimates Lonnie provided when we first found our home. His estimates are very accurate and easy to understand. So if you're a Type A planner like I am, it makes budgeting and forecasting that much easier! In the midst of the mortgage application process, I had an unexpected business trip that left me out of pocket for weeks. Lonnie and Missy were SO flexible and accommodating to my situation and made what I thought would be a complex, stressful situation absolutely seamless. I am forever grateful of their knowledge, patience, and professionalism. HIGHLY recommend. Fanny Z. (Google) 3-25-15
Thanks Lonnie and Missy for all your work and hand holding. It has been a good ride! I will have no hesitation in recommending Rate Kings!
Thanks- Jays S. 2-27-15
Though I’d just bought my home (and worked with The Rate Kings for my mortgage) rates dropped enough 6 months later to make a difference in my payments. I got back in touch with Lonnie and quickly was able to lock-in the lower rate before they crept back up. Lonnie works fast, and is very responsive to requests. He was helpful through the process of refinancing and was able to move things along quickly. My experience with refinancing is that you can have a rate lock for 45 days and then you have a decent amount of time to schedule an appraisal and then closing. In my case I wanted everything to happen sooner rather than later and Lonnie and his team were able to make it happen. I absolutely recommend them!
Jason R. 2-25-15 (Angies List)
You have very good in-depth knowledge of mortgage and the solutions for these problems than any mortgage specialist at banks have. I am glad i approached you than go to a bank and spend hours talking to inexperienced people. I already started referring you to the people whom i know. I will continue referring as i know more who are looking for services and spread the good word.
Thank you, Chaitanya M. 2-20-15
Lonnie was able to structure a refinance for us that required minimal out of pocket expenses, while saving us a significant amount off our original mortgage. We did our original mortgage with Lonnie a year and a half before, and he contacted me to let me know that rates had dropped sharply and he could probably get us a refinance with minimal cost to us. I didn't think we'd ever refinance based on how low rates were when we bought our house, but Lonnie worked the numbers with me and they were very favorable, so we gave him the go ahead. From then on we worked with Missy, their mortgage processor, who was very thorough, kept us up to date with the process, and was generally a joy to work with. We closed about about 3 weeks after we began the process. It couldn't have been easier! Definitely give Lonnie a chance to work some mortgage magic for you! Jeffrey H. 2-13-15 (Angie’s List)
The team at The Rate Kings Mortgage was absolutely fantastic to work with. I can not imagine the refinancing process being made any easier than this. I would definitely recommend them. Matthew P. 2-21-15 (Angie’s List)
With this being my first house purchase I had many questions about how to go about things from a finance point of view. Lonnie and his team were exceptional in the way they explained everything. Nothing was too much trouble for him and he and his team were on top of the process right from the start. The team at The Rate Kings are extremely customer focused and made the process extremely easy. I'd recommend them to anyone. Zillow 3-25-15
Hi Lonnie / Missy,
My closing done today on time without any issues. It's all because your work on time. Once again thanks a lot.
Regards, Madhu M 2-13-15
Got to work with Lonnie & team through my real estate agent and I am very satisfied with the way things went from start to finish. Everything is smooth and on time. Very prompt in follow up and always cool. He is able to close the loan in the time frame I needed it. At the end we are very happy to get in to our first home.
Praveen P. 2-10-15 (Google)
Provided me with a very competitive mortgage refinance package in exactly the format I requested.
Working with the Rate Kings made refinancing my house easy. Extremely professional organization.
David S. 2-3-15 (Angies List)
We worked with Lonnie to purchase our first house. From start to finish, everything went smoothly and efficiently. We wanted to be in the house asap and they moved everything swiftly. We would definitely go through them again if we were to purchase a house again someday. Thank you!
Lindsay C. 2-3-15 (google)
It was great to work with you and I can only offer compliments about your service. I plan to submit a positive review to the suggested websites in the future.
Best, Mike 2-2-15
Many thanks again for your help and support on the home purchase in late August. Amanda and I appreciate you and team's assistance throughout the transaction and we're glad to work with you again. Rob M. 2-2-15 (client email)
We have used Lonnie Cooper twice. The first was to refinance our house and the last and most recent time was when we bought another house. Both experiences were outstanding. He found us the best rates, help with the application, answered any questions we had and was very responsive. We never had any lapse in communication. Should we ever need to refinance or buy another house, he is the first person we will call. (1-18-15 Zillow)
I have been in touch with Lonnie and The Rate King Mortgage for few years to buy our first home. Finally we were able to buy it this April. Lonnie and his team is very professional and easy to work with. They made the whole process very easy and seamless opposite to some of my friends experiences who went with other lenders. With my experience in my mind, I have recommended them to few of my friends and everybody felt very happy for my recommendation. Since April mortgage rates went down and decided to go for refinance from them. They very professional and provided an outstanding service. Lonnie was always very responsive, provided all information and answered questions and emails within few hours or less. They helped to lock the best rate out on the market and offered free-of charge re-lock that is not that common. We were able to close within planned time frame and with lower closing cost than estimated. I will certainly re-use them again for any future mortgage needs and highly recommend them. Madhu B. 1-2-15 (Found on Google)
I want to thank you for your help. Even though mortgage financing is a stressful experience from my side of the table, I was very impressed with your professionalism and expertise.
K 12-12-14 (email)
Thanks! I really appreciate all your help. I know this wasn't the easiest loan for you.
I would love to refer additional business to you, if you wouldn't mind mailing me a few business cards
Scott C. (Insurance agent and client) Email 12-10-14
Could not have done it without you. Overall the experience was pleasant with no hurdles. You explanations were in language we could understand. Thanks again and continued success.
Dan & Celeste C. NJ – email 12-12-14
After using them to help me navigate the tedious process of buying a first home, I'd highly recommend the Rate Kings. Lonnie and his team are knowledgeable, friendly, and easily accessible to answer questions. Above all, as the name says, they find the best rates around. -Kevin M. 12-10-14 (Facebook)
I used The Rate King Mortgage to refinance mortgage. They were very professional and provided an outstanding service. Lonnie was always very responsive, provided all information and answered questions and emails within few hours or less. They helped to lock the best rate out on the market and offered free-of charge re-lock that is not that common. Fortunately, I didn't need to use this option. We were able to close within planned time frame and with lower closing cost than estimated. I will certainly re-use them again for any future mortgage needs and highly recommend them. Lana R. Google 12-3-14
Missy & Lonnie,
Just a quick update: we just signed all documents, and thanks a lot for your hard working to get everything done.
Thanks Tony W. 11-25-14
Hi Lonnie---got a nice card from you yesterday and was glad to get your email address. Just wanted to say thank you and to just let you know that the gentleman who came here for the signings was terrific. I cannot recall his name but just wanted to compliment him and you on good people.
Steve C 11-25-14
Hi Robert - I recommended Lonnie Cooper to my friend’s daughter who is trying to buy a home in Pittsburgh. She was getting the run around from (another bank). I don't impress easily when it comes to mtg brokers and do not ever recommend any out of state however I was so blown away by Lonnie's performance that I will now recommend him to anyone when my own mtg lady (name) can not help.
Brian Realtor Florida
I have worked with Lonnie and his team three times in the past 7-8 years. Each time, I was impressed how professional, reliable, and quick his services were. Applying for a loan isn't fun but I always felt great when the process was done because of how Lonnie worked with me.
Naoko S. Found on Google (NJ 12-2-14)
All signed last night. Thanks for all your help. The personnel check was a nice perk and saved us a trip to the bank.
Matthew S. 11-5-14
Hi Lonnie! Thank you for all your assistance it was great working with you as well! I will be sure to pass along your name in the future when my friends and family are in the market for your services. :)
Diana R. 11-2-14 Email
I have moved from Europe so getting mortgage was even more challenging here in US but Lonnie and his team made it happen. Really great personal approach, very constructive if any issue occured to be on top of everything, keeping the flow going to meet important milestones. If I apply for mortgage anytime in the future I will contact Lonnie again as he/his team has my full trust. Great job and thank you!!
David M. 11-2-14 Google
Hi Lonnie, Thanks so much to you and Missy for a smooth experience with obtaining a loan for our 2nd home. We truly appreciate it. I will be sure to refer you to anyone in our circle next time they are looking for a loan. Thanks and all the best!Tara T 11-1
Lonnie, Thanks for working together to go through the closing. I did recommend you to my friend and my realtor agent. I will do what I can to recommend you as mortgage originator.
Regards, Pingli L 10-6-14
Thanks Lonnie. You proved it again that working with you is the best. I will keep referring any of friends looking for mortgage loan to you.
-Sudheer 10-16 10-16
The Rate Kings and Lonnie Cooper have always been very helpful in the mortgage process. I have utilized them twice, once for an original mortgage and then a refinance, as well as I contact them for advice when needed. The rates are great and they try to keep closing costs at a minimum. I highly recommend the Rate Kings!
Debra W. 9-15-14
Lonnie and his Team are THE BEST in assisting and helping for home buyers who hardly understand mortgage terminology and how it works. Lonnie was very kind to explain every question that I asked and never missed my call nor email. Myself and my spouse who is co-applicant on the loan felt very happy towards the scenarios explained to us which had eased us to decide the best suitable loan for us. I would recommend Lonnie for any new home buyer or re-financing as he would be the best guide for your financial decisions on a Mortgage loan.
Praveen Y 10-1-14 Found on Google
Hi Lonnie, Yesterday closing went smoothly; I appreciate your help in securing the loan without which, I could not have imagined buying a home.
Missy: A big thank you to you as well.
Will definetley refer Rate Kings to my friends who have a planning to buy a home.
Thank you once again.
Sashidhar J 9-30-14
Hi Missy and Lonnie,
Thank you for securing a mortgage for me and closing on time.
Appreciate all your help.
Rajesh N. 9-29-14
I appreciated the constructive approach from your side and thank you for all the help. Maybe we can go out for a beer one day in West Chester!
Take care - David M 9-26-14
Thanks Lonnie, working with you and your team was terrific. Thanks for all of your help and your responsiveness. Scott Y. 9-25-14
Everything went very smooth, Lonnie our broker was always on top of things, and he provided an excellent service in timely matter and he met our high expectations. We are very pleased with his work and willing do business again, also we will refer his Company to our friends and relatives. .Naum L. 9-2-14 (Angies List)
Thanks for all your help! Lonnie and Danielle made this so easy for us! All moved in and excited to start our new life!
Jordon O 9-2-14 (Facebook)
Simply Superb Service !!! We just bought our first home a week ago. Lonnie and Missy helps us through out the process. We got good rate and they answer all our questions. I definitely recommend The Rate King to my friends and family.
Dipak P. 8-15-14 (Google)
Lonnie, it was such a pleasure working with you and your colleagues at The Rate Kings on Ms. B’s recent transaction. These days real estate can be a taxing process but your efforts were sincerely appreciated. It paid off in the end with a smooth settlement and a happy borrower. If I can assist you in any way in the future please don’t hesitate to ask. Thanks Again, Erin @ Procino Wells, LLC Attorneys at Law 9-2-14
Lonnie – You guys were great to work with throughout the process. Thanks again for all of your efforts in making the process successful. We moved in over the weekend, plenty of projects ahead! Pat D 8-18-14
Thank you so very much for your guidance in the refinancing of my house. Everything went very smoothly with the procedure as the closing took place at my lawyer’s yesterday morning. I recommend Lonnie Cooper without hesitation because he is great to work with, and his knowledge and professionalism made the whole process of refinancing a breeze. How amazing that everything was done over the phone! His assistant, Missy Quinn, was a wonderful communicator and got things done swiftly. I couldn’t be more pleased with the results and truly feel I did the right thing. Thanks again for your help and guidance. Mandy B 8-15
Hi Lonnie! It was an absolute pleasure working with you and Danielle! The two if you are do thorough and knowledgeable! I don't have anyone who needs a mortgage currently, but I am saving your information and I will recommend you very highly to any friends that need a mortgage in the future! Lacey 8-15 (Client Email)
I have completed two transactions with The Rate Kings, both were great experiences! I first used The Rate Kings based on a
referral from a friend, the transaction was so smooth and positive that I choose to use them for another transaction. They have earned my business, I would use them again and recommend them to family and friends. They are attentive, pleasant to work with and have the customers best interest in mind.
Jocelyn C. 7-6-14 (Google)
I was referred to the Rate Kings by a friend after a terrible, drawn out experience with a big chain bank. After 4 months of... runaround, call centers and general ambiguity, I pulled the application and went with Rate Kings. It was a complex investment property with title and zoning issues. However, the issues were easily explained and understood if a human being just listened. That's where Lonnie and Missy were invaluable. They listened to my situation and guided me through the documentation process for the underwriter. Additionally, I got more money at the same rate as the big chain bank, in half the time and 100% less aggravation. They even closed at 8pm on a Thursday night, at my home, to accommodate my schedule. Thanks, Rate Kings!
Matt B 7-29-14 (Facebook page)
Thank you so much for everything. Your responsiveness has truly made processing, settlement, and disbursement an efficient process. You have really done a great job at getting back to me on everything. Thanks again for your help. It’s rare to have someone who is so on top of everything. I know sometimes everything doesn’t go as planned (Settlement going after hours out of the office and not being able to scan docs to you the day of settlement) but it sure does make it a lot easier on our end when we work with competent loan processors.
I appreciate everything!
Settlement Agent and Title Processor 7-30-14 (Email)
The Rate Kings Mortgage, LLC helped my wife and I secure a mortgage for our home purchase. Lonnie and Missy were fantastic to work with. Lonnie secured us the best rate available on the market at the time and was extremely responsive and professional. If we wrote him an e-mail with 5 questions we actually got back 5 answers. This might sound straightforward but I really noticed this! (I feel like these day's you write to people and they usually only address a few of the things you want to know about). Lonnie made himself very available to us and I never felt like I was waiting around for a response. I'm not writing this as a first time home buyer either - he really was on top of things. Once we were locked in and moving forward to closing Missy took over and guided us through some of the paperwork that had more to do with closing than the mortgage rate itself. They worked together as a team and they have my highest recommendation. I happen to know they are licensed in Pennsylvania Florida but may have other states covered as well - it is definitely worth giving them a call. Jason R. Florida 7-20-14 ( Angies List)
Lonnie and the team at Rate Kings were very responsive and allowed us to close quickly on our home refinance. Every question was answered and it made the process very easy!
Chris K 7-1-14 (Angie’s List)
Hi Lonnie, I'm finally finished with all the cleaning, moving, and unpacking. It's all about the delayed gratification! Anyway, thank you, and it was also a pleasure working with you. I would not at all hesitate to refer someone to you when the time comes.
Thanks again, Dan M 7-2 (Email from client)
This was my first time buying a home and Lonnie and Danielle made the entire process very simple. They both were incredibly helpful from beginning to end and answered any question that I threw their way. I am glad that I decided to use Rate Kings Mortgage, LLC and would recommend their services to all of my friends and family.
Brenton M. 6-15-14 Google
Just bought a new home yesterday. We were recommended by our agent to Lonnie. He and Danielle were very helpful and responsive throughout the whole process. We were not US citizens and were a bit worried about the complexity to transfer between our accounts but they advised in detail and we made it without any problem. Additionally, Lonnie had been monitoring the rate for us and he was able to secure a lower rate before we sealed the deal. Their work was much appreciated and highly recommended to other home buyers! Eric F. 6-27-14 Google
A friend of mine works for Lonnie and I decided to fill out an application with The Rate Kings via their website. My realtor recommended her in office broker and was concerned with me going with a broker outside of our local area. After all was said and done my relator was very impressed and asked for their info. I was able to send all documents via email or fax and it was a breeze. Response time for everything was very quick and any questions were answered immediately. If you are buying a house or need a mortgage broker for any reason make sure you contact The Rate Kings, you won't be disappointed. Tom S. (google) 6-27-14
The Rate Kings and Lonnie Cooper provided me with excellent service and an outstanding mortgage rate. I don't believe anyone could have a better experience. They kept me updated continuously and held my hand all the way through. Even though my purchase was in Florida, my distance from them was no problem at all. Robert K. 6-20-14 Google
highly recommend The Rate Kings for anyone who is purchasing or refinancing a home. We just closed on home yesterday and I cannot be more pleased with the experience we have had with The Rate Kings. Lonnie Cooper is extremely knowledgeable, honest, and his communication throughout the process was excellent. He was always available to answer questions and provide us with the information we needed. Also he got us a great interest rate, well below other quotes we had gotten. In the end
he was even able to lower our rate and his Good Faith Estimate was actually higher than our final closing costs due at the time of settlement. We could not have been more pleased to have more money in our pocket at the end of the process. We will definitely use The Rate Kings in the future if we ever refinance or decide to move and we will definitely be recommending them to everyone we know! 6-13-14 Angies list.
Great experience with the rate kings. They were always personally available to answer all my questions and help me understand the process through to the very end. Very knowldedegable and helpful. I would recommend them to anyone looking to refinance or get a new home mortgage. Jen M. 5-27-14 Google
We are so excited, and thank all of you so much for sticking with this with me sticking with this. It looks like my monthly payment is only $56.00 a month more than what I have been paying for this small apartment we have been in for almost 2 years. This is certainly and welcomed and needed change!
Dana (client email) 6-24-14
Lonnie, You were wonderful to work with. Thanks for taking such great care of us!
Best Regards, Janet M 6-17 (client email)
Thanks Danielle for your excellent work on having all the required documentation upfront.
Nagesh S. N, Ph.D. 6-16 (client email)You and Missy did an excellent job of managing all the pieces of the puzzle today.
Thanks again for everything! Jennifer s 5-28-14 (client email)
Lonnie, You were a pleasure to work with. You lived up to the recommendation we received from Tom W. Your house welcoming letter was actually the first piece of mail we received at our new home. It was a pleasant surprise and thoughtful gesture. Thank you again for looking out for interests and giving us a great rate.
Sincerely, David and Kerry 6-9-14 (client email)
The Rate Kings were great to work with for refinancing our home. Lonnie was very attentive to any questions we had and made the process as simple as possible. They use technology for all its abilities with doing everything via email and secure forms. They made everything very convenient and even setup the closing at our house after 5pm. I would recommend them for all new and refinanced mortgages. Angies List 4-1-14 Thanks Danielle! Have a good one. Enjoyed working with you.
Sincerely, Hugo H 6-2 (client email)
Thanks Lonnie! It was great to work with you and your team. We appreciate all of your help.
I will gladly recommend you. Stacey C. 5-12-14 (client email)
Hello Lonnie, I just wanted to thank you for your eye-opening advice. After learning that I am unable to refinance my mortgage, I thought that my only recourse was to apply for an unsecured loan, or to sell my home. My options were abundant, as were the interest rates! You were the only broker/banker/lender I spoke with who asked me very simply: why I was not applying for a "secure" loan? Up until that brief conversations, I did not even realize this was an option. No one else in the vast sea of financial institutions I had approached, even made that connection. To make a long story short, of my refinancing rejections, I applied for HELOC with my credit union bank, and within less than a week later I was approved, with a 3.25% apr. I look forward to working with you in six-months, when I can refinance my mortgage with flying colors! Take care Lonnie, and know that you made a huge impact on my family. M. 5-9-14
We purchased our home in 2009, and had a very low interest rate already. When the mortgage rate continue to decrease 2 years later, we wanted to refi. I put together an Excel model that showed that we could save money by refi. I called multiple brokers and lenders, and no one was interested in talking to me because they said I already had a low rate. Then someone referred us to talk to Lonnie at The Rate Kings. Lonnie took our refi application, helped us through the entire process, and we ended up saving quite a lot.
Beeg R. 4-24-14 (yelp)
Thank you all so much for all the hard work that went into making this happen!
Jodie S. 4-18 (client email)
We have purchased several other homes in the past, and we had our share in dealing with mortgage companies. The Rate Kings experience was the best and most pleasant. I recommend anyone to use Rate Kings to get a new mortgage or to refi rather than using the big bank.
The Rate Kings were great to work with for refinancing our home. Lonnie was very attentive to any questions we had and made the process as simple as possible. They use technology for all its abilities with doing everything via email and secure forms. They made everything very convenient and even setup the closing at our house after 5pm. I would recommend them for all new and refinanced mortgages.
Thank you again for your great work ethic. You have definitely lived up to your reputation.
Derek S. 5-1-14 (google page)
Sincerely, David D 4-10-14 (client email)
Good morning Lonnie and Danielle,
I just wanted to Thank You for all of your help with the N. 18th St. property. I appreciate all of the hard work that you put into helping me.
Thanks, Tom C 4-11-14 (client email)
All signed! Everything seems to have gone smoothly. Thanks for your help. I look forward to working with you all again sometime and will recommend you to anyone I hear is looking to buy or refinance.
Thanks! Derek S 4-2-14 (Client email)
Thank you for all your hard work.
Christopher H Realtor/Claims Adjuster 4-10-14 (realtor email)
I am so impressed with your service you were so kind answering all the question very politely.
Thanks Umash 3-12-14 (client email)
Lonnie, We appreciated your help and especially want to thank Missy whose patience and professionalism were very helpful during the process. Sincerely, Linda L. 3-5-14 (borr email)
Lonnie and his team are truly the BEST!! We just bought our first house less than a month ago..Being first time home buyers, we had countless number of questions all along the process. They were always there, with patience and expertise to address our questions. Would highly recommend Lonnie to anyone who wants to buy a house without having to deal with the hassles of paperwork and closing. They are fantastic!! Balaji P. (Google)
Closed refinance loan. Pine Brook, NJ
Lonnie is the best! He and his team are professional and extremely responsive. They know exactly how to get your mortgage closed as quickly and painlessly as possible. I couldn't recommend them more! Found on Zillow.com
2-1-14 Hi Lonnie and Missy, I want to thank you for the smooth mortgage process. It was a pleasure working with you both. Lonnie - You did it again. Every time I work with you, the experience is so positive. (I can't believe we probably worked together 7 times already if purchases and refinances are included.) Regards, Aijun
Client email –Purchase Florida
Lonnie, thank you so much for speaking with me yesterday. It is a new, exciting, but scary chapter for us but you helped me understand for our first steps. I feel so much better now that I understand how to start the house hunting process. I will be in touch when we are ready to use your services. Lonnie/Daniel,
Thank you! Alana L 1-28 Client email - Purchase Pa
Thank you for your help through the loan process. The closing on Friday and the process leading up to closing all went really smooth. Both of you were very responsive and great answering all my questions as always. Matt R 1-21-14 Client email – Investment property refinance
02/01/2014 - chrisruffinoAll, Thanks for your assistance in getting us to settlement. Mom loves her HOME!!!!!!!
Highly likely to recommend
Closed purchase loan. West Chester, PA
Lonnie has helped me with two transactions, the purchase of our current loan and a refinance of another property in 2011. Lonnie is enthusiastic, detail oriented, and professional. His organization provides world-class customer service. It is refreshing that I was able to complete both transactions utilizing a printer and a scanner. This was critical given time constraints. If you work with Lonnie and his team you will get the best rate available and have a great experience!… Found on Zillow.com
Thanks again. Paul B 1-20-14 1/24/2014 - mzyc2002
Closed purchase loan. Glen Mills, PA
The Entire Rate Kings team provide the BEST Customer Service you will ever receive.
Lonnie Cooper Excels in his field...... Look no further if you want the Quality Customer Service.
The Rate Kings LLC is your only resource when getting the BEST Rate!!!!!!! Found on Zillow.com
It was smooth doing business with you and would definitely recommend you to anyone who is planning to buy a property there.
Thanks, Ravi A 1-6-14 Borr email
Hi Lonnie, I just wanted to give Kudos to Missy - anytime I had a question or concern she was on it - both of you were very responsive. I never had to wait days for a return call (I have been there not fun!) How nice to have a clear to close days before settlement! Thanks for a smooth closing.
Take Care, Angie (realtor) 1-20-14Lonnie and The Rate Kings crew are great! Lonnie helped me finance my house in 2011 and then I refinanced this past June. He has the best rates and service around. I highly recommend The Rate Kings Mortgage, LLC for a refinance before rates go up or if you are purchasing a home.
12-17-13 Dan H. Cpa (Facebook)
I was recommended to The Rate Kings who cordially answered all my questions, helped me understand the nuisances of the re-fi process, their documentation and requirements were thorough and straightforward, and I received a great rate. Everyone I worked with was extremely professional, the appraisal went smooth, and I was highly satisfied. Personal thanks to Lonnie and Danielle at The Rate Kings, LLC for a job well done! Thanks for everything. You guys exceeded my expectations, and I am very grateful for your assistance. Best, John N 12-1 (Angies List)
Hi Lonnie, Thanks. I will definitely recommend you to my friends and family. Overall, I'd say that our experience with you was very good. Definitely better than the last mortgage guy that we dealt with back in 2010 when we refinanced. We really appreciated the fact that you and Missy were so prompt in reviewing our application and our documents. You and Missy were also very good at responding to my (and Krista's) questions. Thanks again Lonnie. Greg S. Tues- 11-25 (Client Email)
Good morning Lonnie and Missy, I met with Jonathan Love (title agent) this morning and signed all the loan documents. He was delightful to work with. As were both of you. Thank you so much for your time, information and patience. Much appreciated. Hope you have a wonderful holiday season. All the best, Lisa S. 11-21 (Client email)
Thank You! This was a very easy process. Judy G. 11-5 ( Client email)
Rate Kings processed my complicated mortgage smoothly. Lonnie and Danielle were very fast to queries and stay on top till the loan process complete. I'm a first time home buyer and Rate kings did a great job. Thiru A. 11-15 (Google)
"I sincerely appreciated working with you all. You explained everything very well, were available for questions, and got me a great rate! Gracias!!" Leon H. (From our Facebook Page) 10-14-13
Fantastic - great communications, and super work on working out a complicated sale/purchase situation with a bank that could accommodate all of my requests. Other brokers couldn't do it, but Lonnie made it work. I would recommend Lonnie and his team (including the ever-persistent and organized Danielle) to anyone. They also provided a float-down to a better rate, and helped me do it without my having to remind them. Very much appreciated! Brian T 11-3-13 (Google Review)
Our home of 26 years sold very quickly and we found a new home in record time. As a result, we had to find a mortgage company quickly but because of work responsibilities, we lacked the time (and motivation) to do the research to start the hunt for a new mortgage company. Our realtor referred us to Lonnie Cooper at "The Rate Kings". We now call Mr. Cooper "our virtual Mortgage guy". We had a great experience with this company. Everything was done online and via e-mail. Mr. Cooper provided us with a list of all the documents he required to start the search. We sent everything via e-mail and we were updated constantly regarding how things were progressing. He also coordinated with our realtor . As a result, he found us a mortgage at an excellent rate. He coordinated everything between the mortgage company, our realtor and home insurer. We got a fantastic mortgage rate and the settlements of our old and new homes went smoothly, no glitches. I would definitely use them again and would invite others to give this company a try. They were extremely professional and responsive.!!! David and Patricia W. 10-7-13 (Angie’s List)
It was a pleasure working with Lonnie and his team. They were prompt and responsive throughout the entire mortgage application process and delivered us a very competitive rate. I would highly recommend The Rate Kings to anyone looking to purchase or refinance a home. Ian S. 9-26 (Google)
We 'were' first time home buyers and Lonnie and Missy were really helpful in the whole process. I checked with a bank and couple of brokers before I finalized that I would go with Lonnie. The first and foremost thing for me was the rate. He got me best rate for the type of loan I was looking for, others were slow to respond or tried to push me towards making the decision for what they could offer. Everything was handled graciously and closing happened very smoothly! Asim R. (google) 10-1
10-3 Lonnie, I wanted to thank you for all you have done for Paige and Tony. You and The Rate Kings have been an absolute pleasure to work with over these past few weeks. I hope to have the opportunity to work with you all again. Please let your staff know how much I appreciated their timlieness, professionalism and cohesiveness. Brian F. Realtor. (card in the mail)
9-26-13 I would highly recommend The Rate Kings! We had a complex arrangement that many other brokers couldn't navigate or refused to work with, but Lonnie sought out the right lender and mortgage type and took us through each step of the process. Lonnie and the entire team were extremely responsive and helpful throughout. They were fantastic!!
Jenn T. 10-4
I was recommended the Rate Kings by a friend. When I first reached out to Lonnie (Who owns the company), I was pleasantly surprised by the responsiveness (Within minutes!). Lonnie was simply amazing. He listened patiently to my situation and needs and then came back with a loan that met my requirements! The thing that impressed me the most were the responsiveness (including late nights/weekends) to my questions, the range of products being offered, knowledge, professionalism and respect. I wish every company in the service industry would learn from the Rate Kings.
Lonnie stayed with me throughout the entire process. I must have had like a thousand questions, but he was always professional and extremely quick in getting back to me with answers to my questions. He even called me after the closing to make sure everything went OK. This is what customer service is all about!
I would definitely recommend Lonnie and his team to anyone looking to obtain a new loan or to refinance an existing loan. I have nothing but admiration for the team. Thank you once again!! Hari D. (angies list)
9/20/2013 This is my mortgage broker from now on. It is so important to have someone who is on top of everything you need to provide from the get go! Lonnie and Danielle made everything so easy since they have so much experience and are so detail oriented! It is the individual that can make your refinance/purchase experience exciting or a nightmare...choose Lonnie and his staff. Kim D. Yelp
Hi Lonnie, Thanks for all your help in the mortgage process, We really appreciate your help and support throughout the process it was a smooth process. And the guidance you gave me was excellent during the process. I will try to refer some of my friends who are looking for homes now. Thanks once again Lonnie.
Rajesh K 9-26
Thanks for everything....and with a 3.25%....I doubt I'll ever get an opportunity to refinance @ a lower rate. Your number will stay in my phone & will continue to be a recommendation
Ken F. 8-26-13
Of all the home loan financing that I did so far Rate King has the best customer service. The treatment that I got from Lonnie Cooper made me feel as if I am the only customer for him. His response time is very fast. My closing went very smooth. There is no difference between the estimates and actual closing. Danielle is also very good at answering questions. For all my future financing needs Rate King will be my first choice.
Karunakar M. 9-20-13 Google
Lonnie and his team were incredibly helpful and thorough throughout the entire process. They were prompt with information and returning phone calls and emails, and they answered all of our big questions and little questions with ease and patience. We are grateful for their guidance throughout what can be a very stressful, time-consuming process!
Karen P. 9-15-13 Google
My wife and I went to these guys after a drawn out and unsuccessful refinance with another mortgage company. Lonnie worked quickly and efficiently. Everything was made easy. I would highly recommend working with them!
Ricardo L. 9-1-13
8-8-13 I thoroughly enjoyed my experience with Lonnie and his team on my new home purchase. It started with the first phone call when I got a rate better than when I shopped with other big lenders that I have dealt with previously and kept on going. The good rate sold me at first but it was the overall process that really made them a great choice. The process was quick, the timeline of was well laid out on everything I needed to do, and Lonnie was always very easy to get a hold of by phone or email with any questions. All in all it was a personable experience with great results. Chris R. (Found on Google)
Lonnie, It was a pleasure working with you. Thanks again for all your help and hard work. Amy and I will be sure to refer you to our friends and family. Thanks again! Jake R 8-8-13
I've written this recommendation of your work to share with other LinkedIn users.
Details of the Recommendation: "I have worked with Lonnie on multiple occasions to secure a mortgage. Compared to other brokers, Lonnie and his team are the easiest to work with, reliable, consistent, and his Pricing is also the best."
Service Category: Mortgage Broker
Year first hired: 2006 (hired more than once)
Top Qualities: Good Value, On Time, High Integrity Greg C. 8-8-13 (Found on Linkedin)
Hi Lonnie, I want to thank you and Danielle for all of the hard work that you put in to process and secure our loan. In particular, thank you for your office's availability and help on the day of closing. Like everything else about Weichert, their computers were not functioning the day of our closing, and we had to contact your office to help us send the loan documents into the Fifth Third Bank. Roberta, the closer, particularly cited Danielle as being extremely helpful and a pleasure to work with. Concetta also let us know that she thought you guys did a great job with our loan. Regards, Kelly Y 8-5
Hi Lonnie -Thank you for the excellent service. Danielle and yourself have been very helpful and prompt. Thanks again Santosh 7-23
Hi Lonnie & Missy,
I want to put on record that the whole refinance experience was extremely professional, fast and left me satisfied with the whole experience. Lonnie is very well informed, sets clear and upfront expectations and delivers them. Missy is very prompt and thorough in her follow up. I am happy that this worked out properly in a very short time frame.
Anand B 8-4-13 (Found on Google)
Lonnie and his crew did a great job with our refinance. We had lower equity than we thought so it got a little tricky, but he still got us a good rate and we are pleased to be saving almost $300 per month.
Mark C (Found on Yahoo) 7-22-13
7-4-13 Hi Lonnie & Missy,
I really appreciate the help and support from locking the rates to closing. Lonnie was always available and very knowledgeable, any time i call they are ready to answer all my questions like 24 x 7. I will refer people to you at every opportunity. Thanks to both of your help. (yahoo)
July 7, 2013 Lonnie and Team were really professional. As everyone else, Name made me little nervous but once I started process with them I realized I have chosen the best team for my new home mortgage process. Easy to work with and most convenient is available evenings and weekends also. Overall experience is really great and will recommend to everyone.
– Sridher N
July 7, 2013 Recently, while looking to refinance my parents' home, I contacted The Rate Kings to gather information and get a quote. I was immediately impressed with their forthrightness in answering my questions regarding costs, and decided to move forward with them, and I'm glad I did. I found Lonnie and Missy both on the ball with keeping the process moving forward as well as keeping us abreast of what was going on at all times. I also found them very good about returning calls and e-mails in a timely manner, something which is personally very important to me.
At the end of the day, I was able to get a great rate for my folks, giving them a substantial monthly savings, and the whole process was headache-free.
I would not hesitate to recommend them to any friends or family in need of such services now or in the future.
– Steve I
June 16, 2013 Lonnie and his team provided excellent service. We were able to refinance two properties in less than two months. One property involved a substantial renovation. The second was a rental property with substantially reduced equity. I had tried to refinance that a year ago, but the broker I used could not get it done. I had my doubts that it would be possible, but Lonnie got us great low rates both times. (no balloons either, just 30 year fixed rate mortgages.) He saved us thousands of dollars. They were readily available to answer all questions, and closing was seamless both times. I could not be happier. I would recommend them to anyone.
– Karen A
June 7, 2013
Great experience!! Heard about The Rate Kings via word of mouth, and wanted to spread the good word. Exceptional service, working with Lonnie and the team for our refi was smooth and pleasant. The process was efficient and communication was varied and available. Email, phone, the turnaround was quick and helpful! Will definitely recommend to friends and family
– Dave B
Lonnie and his team were great from the start with my Refi. They made the whole process very simple, were quick to reply to my questions and, most importantly, got me a great rate! Lonnie took his time on the phone with me to explain my options which I really appreciated. I have to admit the name made me a little nervous but they were professional and great to work with. Much better than my bank experiences. I've already recommended them to others offline and will continue to let people know that I had a great experience. Steve P - 6-4-13 Quality Excellent (Pa- Google)
Lonnie and his team were great. They were there every step of the way to guide us through our home purchase. I can unequivocally recommend Rate Kings to anyone looking to finance a new home purchase. In fact I've already recommended him to a number of friends. – Fran K 5-19-13 (Pa- Google)
I was interacting with Lonnie (from the Rate Kings Mortgage) for the most part. During the entire mortgage process, I never thought even for a second to consider another mortgage company. Lonnie is knowledgeable, thorough, and was very prompt with his responses to the various questions I had. There was also a pleasant surprise awaiting me just before the date of settlement. It was a truly satisfying experience to go through Lonnie from this mortgage company. – Jaideep N May 19, 2013 (Pa- Google)
We had an excellent experience with our refinance with The Rate Kings Mortgage. I was very impressed with the prompt and thorough responses I received to questions I had. Phone calls and emails were quickly responded to. They were very knowledgeable and helpful through the whole process, very professional, and were able to get us an excellent rate. Very impressed with our experience and would recommend them highly to anyone.– Corien S May 15, 2013 (Pa- Google)
May 15, 2013 Lonnie and his team were great to work with and my REFI went as smooth as promised. Communication from the Rate Kings was truly amazing and I would recommend them to family and friends. – mike B (Nj- Google)
To say that my experience with Lonnie and The Rate Kings was a success is an understatement. The entire process was made easy, and Lonnie and his staff communicated easily. I m glad to have worked with them and will refer Lonnie any chance I get. He was able and willing to work with me when other companies told me they were unable to help, and he saved me a lot of money on my refinance. – SBV
Thanks for all you work in getting the loan closed so quickly and smoothly. It was a pleasure to work with you again.
Lisa F (Mass) 5-13
Clint B. It was great to make original purchase and refinance 2x with Lonnie during a 12-month period, but it's also nice to know he is helping my friends and their friends, too. Referrals speak volumes regarding Lonnie's mortgage knowledge, skills, and client service. 4-29 (facebook)
Hi Lonnie, Everything went perfect! Thank you, we are extremely happy.
Sent from my iPhone 4-24 (borrower email)
Hi Missy and Lonnie.
Just an FYI to say that we just wrapped up the closing on the re-fi. Jonathan Love (title agent) was very knowledgeable and professional.
It's been a pleasure working with you all. I will refer people to you at every opportunity, and feel free to use me as a reference.
Bob M. 4-22 (borrower email)
Chris L 4-15
Excellent service and rates. Lonnie was always available and very knowledgeable. Would recommend rate kings to anyone. (Google)
Generale M 4-6 Quality Excellent The Rate Kings Mortgage, especially Lonnie Cooper and his staff, have been extremely cooperative, helpful, patient, pleasant, understanding, warm and all the A #1 kudos that anyone could bestow upon a firm but especially an individual. The offered and final rate was exactly the same without any shenanigans and his continued attention to all the explanations and issues via the telephones, emails and faxes were all that anyone could desire. The entire refinance/mortgage right through the closing offered the identical treatment and I shall attempt to recommend The Rate Kings but especially Lonnie to all that I can as my way of distributing additional gratuities to Lonnie and The Rate Kings Mortgage. Thanks for a easy, great experience. Mark 3/28/2013 (Florida)
Barbara M J 4-6 Quality Excellent
Lonnie and his team did a great job of helping us through the process of buying our first home. They followed up on everything, patiently answered all of our questions and concerns, and worked hard to get us the best rate possible. My brother recommended them to me, and I will certainly pass that recommendation on to others! Barbara Juliani (Google)
Lonnie was extremely helpful during our home purchase process and was leaps and bounds superior to what I went through during my first home purchase years ago. His knowledge of the process, market and ability to make the customer feel extremely comfortable is priceless.
Lonnie and his team were able to accommodate various requests in a very timely manner. In today's fast-paced environment, one would be hard pressed to find a mortgage company that is as responsive to the customer's needs as The Rate Kings! Oleg L 5-5 (yelp)
It was a pleasure working with you guys. The easiest loan I ever got. Plus I read an article that the all- time lowest 15 year mortgage was 2.63. I received 2.65. I am very pleased. Thanks.
3-4-13 DAN C
Lonnie and The Rate Kings team were perfect! They were in constant contact and went to bat for me with the underwriter on several complicated tax issues. I don t think I have ever had better service. Thank you! Carl W. 3-19-13
Lonnie- I apologize for the delayed review, but I wanted to thank you and Danielle for the great service and for making my recent mortgage refinance as painless as possible. During our initial conversation, you walked me through different refi options and provided all of the information I needed to make an informed decision. I appreciate the prompt follow up, professionalism and friendly reminders during the approval process. I will definitely recommend The Rate Kings to anyone looking for a mortgage - great service, great rates and no surprises. 3-5 Dan O.
We've completed two purchases and two refinances with Lonnie and his team. They are always professional, responsive, and extremely competitive in their rates and costs. I'll continue to use and recommend Lonnie and The Rate Kings in the future. Corey D 2-14-13
I am repeat customer of Lonnie’s and he has always been professional and knowledgable. He worked through some details with the lender and made the entire process much easier. I highly recommend him. Bud J. 2-16-13
Jeetendra - 2-7-13 - Quality Excellent (found on Google)
Thank-you Lonnie for the recent Refinance. I must admit from the get-go you took the time and patience in explaining the different feasible refinance options. This helped me in picking the right one. There on, you and the team maintained constant contact guiding through every step and what to expect next ensuring there are no surprises along the way. Your and the teams professional experience and approach is what is expected and much appreciated to what transpired for me into an effective Refinance. Thanks again.
Drew B reviewed 2-1-13 Quality Excellent (google)
Great rates, great service and fast turnaround. Made refinancing a breeze and got a great rate! Many of my friends and colleagues were already using Lonnie for their loans, and now I know why!
John D reviewed 2-1-13 (Google) Quality Excellent
Amazing rate and first class service, Lonnie and his team are very knowledgeable and were excellent at guiding my fiance and I through out the mortgage process. Highly recommended, cannot say enough good things!
Jason G reviewed 2-10-13 Quality Excellent (Google)
A friend steered me away from the big banks and to Lonnie. I'm so glad I went with The Rate Kings! They were able to keep me informed and go to bat for me when I needed an advocate. Melissa and Danielle helped me through all the paperwork and were in touch nearly daily for awhile. Ultimately, Lonnie asked me if I wanted to lock on the very day that the PMMS dipped to its lowest since the '70s (and hasn't been that low since!). Getting a mortgage is a long, confusing, and stressful process, but The Rate Kings make it bearable, were always responsive, and got me a great rate!
I have bought mortgages and refinanced several times during the past several years but each time I was nervous and doubted the mortgage agents about will they give what they are selling. Will my mortgage close on time? But after dealing with Rate King I am very relaxed and don t have to stress about the whole process. Lonnie is a great person to work. He and his team are very thorough and professional. They provide the best rates and guide you through the whole process. I have stopped shopping around for mortgages because I have verified many times that their rates are the best. Good luck with your search. From: Puneet
· Second time I've refinanced with Lonnie and the Rate Kings. They truly do treat you like royalty. Great experience and I will refinance again through them when the rates drop even more! :-)
1-5-13 Scott A. Pa
Lonnie did an excellent job helping us refinance our home. We had many questions for him. He was very thorough in his responses and always made himself available. He was also able to get us approved and processed quickly. I highly recommend using the Rate Kings. Yelp.com
My closing went well. Thanks to both of your help. Karen S 12-20-12 De
Merry Christmas and Happy New Year to you! Thanks again for all of your help thru this process. Chris M. 12-12-12
Thanks to Lonnie and his team, we are saving $760 a month! It's like getting a raise!
Gail B- Florida 1-5-13
A Google User reviewed in the last week Quality Excellent
Thanks Lonnie for all your assistance in securing a good mortage rate in Nov 2011 and then following up in October 2012 to lower that rate further at no cost to me! You and your staff are very prompt and were always available either by phone or e-mail. The closing times were smooth during the initial loan and during the refinancing. As you are aware, I have already recommended your name to my colleagues and friends. Anyone looking for a mortgage or refinancing, I would strongly recommend Lonnie and Rate Kings Mortgage. You can be assured of prompt service, and great rates. Joe M reviewed a week ago
Let me start by saying I'm not one who writes reviews but Lonnie and his team went above and beyond for me, so I will do the same for them. This was my second refinance using The Rate Kings. Both times, I received exceptional service with very quick responses to my questions. Lonnie and Danielle are professionals who are very knowledgeable and really treat you like family. I have recommended using them to my own family and friends. Thank you again Rate Kings. chris c reviewed 2 weeks ago
Quality Excellent Lonnie and his team were excellent from start to finish on my refinance! I felt that each and every question I had was dealt with immediately and professionally. The experience I had with Rate Kings was far superior to the group I used for my initial purchase. I'm glad they were recommended to me; I'd highly recommend Lonnie and his team and have already done so!
Gary M reviewed 4 weeks ago Quality Excellent
Great rates, fantastic service and extremely knowledgeable - The Rate Kings are excellent! This is the second time I have used Lonnie and his team to refinance. They make a complicated process worry free.
Mike S reviewed 2 months ago
Lonnie does a nice job. He quoted us a great rate for our refi and was very helpful and responsive throughout the process. We even closed the loan in our home. Nice touch!
Lakshmi K reviewed 2 months ago Quality Excellent
Greatest customer service i have ever noticed in the mortgage industry. You can except a response 24/7 in most cases. I was in a critical situation with my first lender on my mortgage process. Rate Kings picked up my loan application at that point and was able to close on my new construction home within 14 days from the day of application to the closing date. The complete process was very smooth and easy. No surprises on my closing costs. I got lower prices than promised on my GFE at the time of closing. Rate Kings was able to close on my home when i was in a situation where i could have lost my home because of the issue that i had with my first lender. If you have a mortgage needs, i would 100% recommend this mortgage agency. Lonnie was really friendly & co-operative throughout the process. 5-Star rated mortgage agency that anyone should consider without a second thought.
Lonnie Cooper was incredibly responsive, prompt, and got us a great rate with great terms. Highly Recommended!
Angies list 11-12-12
Lonnie Cooper was incredibly responsive, prompt, and got us a great rate with great terms. Highly Recommended! 11-12-12 (angie’s list)
From Amy: My husband and I have been trying to refinance for several years with no luck. When we reached out to Lonnie he was able to help us save several hundred dollars a month. We can’t thank Lonnie and his team enough for the excellent service and quick processing. We have already referred someone to The Rate Kings and won’t hesitate to do it again. Thanks, Lonnie (and team)! 10-23-12 (yahoo)
We worked with Lonnie in the past and were happy to find him again at The Rate Kings Mortgage. He gave us a good rate and a good price. No hidden surprises. Everything was handled quickly and professionally. Would definitely recommend him, and hope to use his services again should the need arise in the future. Thanks from Jeanie! 10-26-12Lonnie and Danielle were fantastic! Lonnie got me a great rate to refinance. He was willing to me me face to face and was ... (yahoo)
From Cari- Lonnie and Danielle were fantastic! Lonnie got me a great rate to refinance. He was willing to me me face to face and was always willing to answer any questions I had. The appraisel went smoothly, as did every other part of the application process. There were no surprises and the loan closed smoothly in a timely fashion. I cannot say enough good things about Lonnie Cooper. I would recommend The Rate Kings to anyone! 10-29-12 (yahoo)
The rate kings were the best. Made moving and getting the mortgage so easy. They helped every step of the way. Thank you again. The mitchells 11-13-12 (yahoo)
Gary Z. Lansdale, PA (yelp) I have worked with Lonnie through 3 mortgages and highly recommend him. The process is seamless from start to finish and he has the best rates and lowest costs. 12/6/2012
- Cheltenham, PA Zach V. (yelp) 10/22/2012 I'm so glad we went with Lonnie and his team. We had a complicated financing and were turned away by another broker. Not only did we get the deal and the home we wanted, but Lonnie was able to secure an even lower rate for us than we had originally agreed to. Very easy and comfortable to communicate with.
Good Morning Danielle - I want to thank you for all your help and assistance in making this go smoothly!
Thank you! Sincerely, Patricia
Lonnie, Just wanted to thank you and your team for making our refinance a positive experience with no bumps or hurdles. Thanks and Happy Holidays!! Keith 12-3-12
Lonnie, Thank you for helping my friend. I know you were the only one who could have done it. My friend was very concerned about loan since he had problems with the other company he was working with. One word lonnie would never have done that to you changed his mind.
Keep up the good work. I will refer you to all my friends in the future for mortgage needs.
Thanks, Srinivas. 10-20-12
Posted on 09/14/12 - Lonnie Cooper and Danielle Mason provided exemplary service to us in the process of 2 mortgages back to back. Not only are their rates low, but they provided excellent service, patient explanations to all the complex real estate and escrow questions involved, even at all odd hours of the evening and night. I have recommended them to my friends and will keep doing so. Cherian V (yahoo)
John Rusella has endorsed your work as Owner at The Rate Kings Mortgage
I've written this recommendation of your work to share with other LinkedIn users.
I was a first-time home buyer and used Lonnie as my mortgage broker. He found me a great rate and provided excellent service in doing so. He was very knowledgeable about walked me through the process. I would definitely use The Rate Kings again, and would recommend them to anyone shopping for a mortgage 10-17-12
This was on Yelp.com
9/28/2012 Lonnie at Rate Kings has helped me refinance our home 4 times in the last 6 years as rates keep dropping. (In fact, I followed him when he started his own business he was so exceptional). Every single refinance has been a delight. The rate never changes from the first rate he gives you, there are no hidden fees, he gets back to you right away when you have questions, and he makes the paperwork as burden-free as possible.
Last but not least, his rates are always among the lowest available anywhere.
The man knows how to run a business AND provide top notch customer service. Don't hesitate.
Lonnie, we had a great experience with you and the attorney you recommended. It was easy. It was fast. Everyone knew what was to happen. Overall a wonderful experience and we would recommend you to anyone asking. I wanted to email directly and tell you what a pleasure it was. Thanks again. Lauren and Gary 9-4-12
Hi Lonnie, I wanted to thank you again for all if your help during our home buying process, I will definitely refer my friends to you. Kristine B 8-15-12
Thanks, Lonnie. It was great working with you again. Laura 9-4-12
As an attorney that deals in real estate I’ve had many options of where to go for my mortgages over the years. I repeatedly choose Lonnie Cooper and The Rate Kings. My wife and I have been more than pleased with the service, rates, price and communication that we received. I’ve referred countless family and friends to Lonnie and all of their experiences have been positive too. Keep up the great work. Matthew Weisberg Esq. 8-25-12
Thank you so much for everything- Mary Ann 8-31-12
Quality 3 / 3
Exceptional service and great rates! Very knowledgeable on all kinds of loan related questions. This is probably my fourth time financing with Lonnie and I'll definitely go back to him if I need to (re)finance again! 8-26-12
8-20-12 In our second time working with the Rate Kings Mortgage, LLC over the past year, my wife and I found the refinance process painless. Lonnie and Danielle worked with us in a kind and conscientious manner. They were quick to address any questions or concerns in a timely manner. In the event we decide to refinance or purchase a home in the future, the Rate Kings would be our first call. Thanks again, guys! The Lonnie and Danielle did really great job to get mortgage for our 1st home purchase. Service is excellent + offering lowest rate and closing price. I recommended this company to all my friends and colleges. PhilsPhan11
Vitaliy and Tatiana. 7-27-12 (found on Yelp) Lonnie Cooper and Danielle Mason provided me with incredible service and support throught my refinance process. They were both incredibly professional, responsive, helpful, and always quick to respond to any and all of my questions. It was a pleasure working with them and I would gladly refer them to anyone I know looking to purchase a home who needs a mortgage or who is refinancing.
Rachel 7-12 (found on Yahoo)
This was our first time working Lonnie and team (referred to Rate Kings through a friend). Overall, the experience was great. Service was good, fees were reasonable, and walked away satisfied. Lonnie even was able to get us a lower rate (twice!!) after we locked. Would definitely recommend. David
Great service as always from Lonnie and team! My wife and I just bought a new home and our financing went off without a hitch. I highly recommend The Rate Kings for refis, new builds, or purchases. Mike P
Lonnie and Danielle were fantastic providing great rates and first-class customer service. They aways contacted me right away with answers to any questions and were flawless from beginning to end. If you value excellent customer service, call Lonnie. Larry
Lonnie and his Team at " The Rate KIngs " did ANOTHER Incredible job in processing our loan for our New Home.
The Rate Kings is by far THE BEST in the INDUSTRY !!!!!!
If anyone is looking for Mortgage Refi's, New Loans etc..... Look no further as Lonnie and his Team are INCREDIBLE!!!!!!
We will be sending everyone to " The Rate Kings "........
Mike and Michelle L 06/28/12 Glenn Mills, PA
6-25-12 I had originally consulted the services of a large bank's private loan department and when I wasn't getting responses, or any education or insight, I turned to my real estate broker who referred me to Lonnie Cooper and the Rate Kings Mortgage. Not only were they exceptionally friendly and helpful but also provided clarity and insight along every step of the way.
For a first time home buyer, the mortgage process couldn't have been more intimidating but with the help from Lonnie, Angela and their team, it really couldn't have been easier.
Not only did we lock in an excellent rate (initially) when rates happened to fall a little between the time we locked in our rate and closing, we were able to lock in at a lower rate, taking advantage of the current rates..
Every phone call or email was answered promptly and completely and not once throughout the closing process was I ever nervous that something would come up that wouldn't be able to be handled quickly and easily with Lonnie, Angela and the rest of the team.
All of their initial estimates were right on the money and every dollar needed was outlined so that there were no surprises when we went to close.
Since closing, I have gone out of my way to let anybody I know who is in the process of buying a home, to give the Rate Kings Mortgage a call knowing that they would be taken care of, the same way that I was. Jay B
6-21-12 My husband had done a lot of research before deciding what mortgage company to go with for our refinance. The rate kings mortgage had the best reviews and when he called Lonnie he made him feel comfortable instantly. His company definetly
lived up to the reviews. He and his staff were wonderful and instantly got back to any questions or concerns. I would highly recommend Lonnie & the Rate Kings for any mortgage needs. Jamie G
5/13/2012 The Rate Kings (Lonnie) did a great job on helping us finance our new house. Lonnie is a hard working and honest person. Lonnie was very responsive throughout the process and was available to answer all our questions whenever we needed him. Whole process was only about four weeks and went very smoothly with full disclosure and no surprises at closing. We would highly recommend them to our friends and family. Thank You Lonnie and The Rate Kings! Keep it up! H. Desai
A Google User reviewed 3 weeks ago 6-1-12 Overall 3 / 3 This was the first time that I worked with Lonnie and Angela. As a first-time homebuyer, I couldn't have asked for more. Our seller required very short deadlines for our mortgage approval, and the team at the Rate Kings was able to deliver without a single problem. More importantly, they were readily available during the entire process and offered the most competitive rates around. Overall, highly professional and I would recommend over and over again.
Thank you both for all of your help! Everything went very smoothly last night. Amanda N. 6-18-12
I have been meaning to reach out to thank you again for all your help with our loan process. You and your staff were great to deal with and were quick to answer all of our questions. Plus helping us secure that lower interest rate was an added bonus which were really appreciate. I will definitely give you a positive review and will happily recommend you to other family and friends in the future. Thanks again Lonnie and hope you have an enjoyable Summer. Dan B. (Massachusetts) 6-19-12
Expectations Exceeded – you were always able to answer my questions quickly. Thanks for all your help Kevin M. (Delaware) 6-15-12
Michelle L -
AjiPosted on 05/08/12
I worked with Lonnie on my re-financing and will also be working with him on my new mortgage. He and
Angela are very responsive and work closely with you to get the loan that fits your requirements. There were no errors or mistakes and all questions were answered promptly and accurately. I have recommended Lonnie to a couple of my friends too.
I would like to thank everyone for pulling together yesterday to make the sale happen. Andrew and I truly appreciate working with such dedicated and professional people.
Thanks again to everyone - have a lovely day/weekend!
Lindsey G 4-25-12
Hi Lonnie, Thank you and it's been a pleasure working with you. I was happy that things went as quickly/smoothly as they did. Thanks for all of your help!
It was a pleasure working with you.
thanks, Jess G 4-27-12
Tricia - Wonderful experience with The Rate Kings! Thank you Lonnie for a perfectly smooth transaction from start to finish! March 23 at 9:52pm
on my refinance. The whole process was so quick and smooth. Lonnie and his team offered the best service. Highly recommended.
- Mar 19, 2012
great rates. My wife and I were fortunate that The Rate Kings, were recommended for our new mortgage. Lonnie and Angela were the best we've ever worked with and went above and beyond ensuring that problems (on the seller's side) became solutions. I am now joining the forces with those that recommended The Rate Kings to me, and will continue to use their services for my family's future needs.
Mike Posted on 03/06/12 I am so impressed with the service and the quality of work provided by The Rate Kings on the purchase of our new home. Lonnie and Angela did a tremendous job of not only giving us the best rate in town (I shopped a vast network of lenders), but also keeping us totally informed through every step of the process, making sure that we were prepared for any and all contingencies and of course ensuring that everything closed on time and with no surprises or issues at the closing table. I would highly recommend using The Rate Kinds, especially if you want both the best rate and best service available. Their professionalism and customer service is unmatched in the real estate industry.
- Feb 1, 2012
the fifth mortgage we have done over the last 10 years, and this was by far the easiest, fastest and most professional. We did not hit any snags, and we got an amazing rate.
- Jan 30, 2012
to work with for my 1st home purchase and refinance. He finds the best rate for you and provides excellent service. The Rate Kings make you feel like you're their only client. I recommend them to anyone looking to purchase or refinance. Thanks a million!
This is the 2nd time I've worked with Lonnie. Got a great rate with low closing costs and both he and Danielle were great throughout the process. Highly recommended
User Rating: 5 out of 5 stars
User Rating: 5 out of 5 stars
- Lonnie and Danielle are easy to work with and did an excellent job. Lonnie got us a great rate and we got through the process quickly and as painless as possible.
I doubt he'll ever be able to refinance us at a lower rate than what we just did but I'd use them again in a heart beat if we move! Thanks again!
- Second time I've re-financed with Lonnie Cooper and Rate Kings Mortgage. I'm glad I did it both times.
User Rating: 5 out of 5 stars
- I've worked with Lonnie on a number of purchases and refinances and would recommend him and The Rate Kings to anybody. If you're looking for the lowest rates around coupled with great customer service, there is no better place. He makes the mortgage process simple and easy.
- Dec 12, 2011
on my refinance need. Always get the best rate and best service. Have recommended him to all my friends. Thanks.
- Dec 7, 2011
of purchases and refinances and would recommend him and The Rate Kings to anybody. If you're looking for the lowest rates around coupled with great customer service, there is no better place. He makes the mortgage process simple and easy.
- Dec 1, 2011
with Lonnie and would highly recommend The Rate Kings to anyone. Lonnie is a great source of knowledge and takes the time to explain things well. He also provides honest opinions and advice instead of "selling" you on a deal. He has helped me make smart decisions and kept me as a repeat customer for years. I've sent friends to him and will continue to do so in the future. Great job Lonnie and Danielle, THANK YOU and keep up the excellent customer service.
- Nov 28, 2011
purchasing and refinance. We have done refinance twice with Mr. Cooper. We are very satisfied with the whole process and the rate. Lonnie and his team are very professional and responsive. He answers our questions in details and very patiently. Everytime, everything worked out smoothly and no hassle. Lonnie is a nice and hard-working gentleman. We would highly recommend him.
- Nov 26, 2011
with the level of professionalism from Lonnie and Danielle - our concerns and questions via phone and email were addressed in a timely fashion and from start to finish all matters went smoothly. We would wholeheartedly recommend anyone looking to buy, refinance or, in our case, consolidate existing debts to use the Rate Kings for their lending needs.
- Nov 23, 2011
involved was professional, on-time, detail-oriented and kind. I was going to get in touch with you today to thank you for everything you did to pull this together for us. You are GREAT to work with and very patient and knowledgeable. You are still my #1 'go-to' lender!!!! Lonnie is the absolute greatest to work with. I am a realtor who has suggested that my clients use him and they rave about his work ethic and great communication and then me and my husband refinanced with him. He is the best!
Lonnie & his team are the best!! We have multiple investment properties and The Rate Kings have supported us on all our mortgage and refinancing needs. Lonnie is accessible 24 / 7 and professionally explains the many nuances of the mortgage business. Our first investment property experience was with local banks, which was a waste of effort and to no avail. We have used Lonnie & the Rate Kings without hesitation since and we are always very pleased with the results and savings!
KAST Manor Investments 12-20-11
- Nov 23, 2011
I've refinanced with Lonnie a few times now and always have a positive experience. Rates and fees are extremely competitive, he's extremely reliable, and he takes the time to answer all of my questions (and I tend to have many). That combination is tough to beat!
- Nov 23, 2011
with Mr. Lonnie Cooper. He is very professional and knowledgeable. He is responsive and willing to answer my questions in detail. I would go to him if I need to do refinance again.
- Nov 22, 2011
several times now and have been extremely pleased with the entire process & results. Lonnie helped us evaluate the available options and get the best combination of low rates and minimal costs. Lonnie & his staff always responded quickly and thoroughly to all of our questions and made us comfortable as we moved along in the process. I would highly recommend Lonnie & the Rate Kings for any mortgage needs.
- Nov 22, 2011
and his incredible rates at The Rate Kings. Every part of the process went smoothly. Anytime I forgot a document or had a question Lonnie and Danielle were available and responsive to make sure I was able to close my loan in under 30 days!! I am recommending Lonnie to anyone I hear needs to refinance or is buying a new home. Check out his rates, they are real and his fees are very good. BTW I'm a CPA...
- Nov 22, 2011
Cooper and the Rate King Mortgage Company. The whole process was completed in a couple weeks and they were the best rates available. Lonnie responds to questions immediately. It was an excellent overall experience.
- Oct 31, 2011
In short, he is very responsive and helpful. He was able to lock in a great rate and his costs are very reasonable. I would not hesitate working with Lonnie and his team again in the future. Thank you Lonnie for your hard work. Csongor
I worked with Lonnie in October 2011 when I purchased my first home. Lonnie was great to deal with, always responsive and educated me about the process. Above all, he was very understanding that the process was new to me and was willing to explain everything in great detail to me. Highly recommended!
User Rating: 5 out of 5 stars
Working with Lonnie was a treat. The man is ALWAYS available and he has the patience of a saint. Lonnie was able to move quickly and save me another eighth of a point on an already ridiculously low rate. If I ever have to refi or purchase again, Lonnie (and the rate KINGS) will be my first (and last) stop! Thank you Rate Kings!
User Rating: 5 out of 5 stars
We have refinanced with Lonnie and the Rate Kings several times now and could not be more pleased. His rates are the best around. Lonnie is very honest and trustworthy and always takes the time to answer any question that you have which makes you feel comfortable during the process. He is very diligent in following up as well. There were times that we emailed him a question later in the evening and got a response back within minutes. He always keeps us in mind when the rates move in our favor and recommends what is best for us. We feel comfortable referring all of our friends and family to Lonnie.
I've worked with Lonnie for a number of years, refinancing my house about four times as the rates have lowered. Bottom line, I trust Lonnie. He does exactly what he says he will do. If there is an unexpected wrinkle, he'll tell you about it. Trust in the bottom line in this world. I think I'm forwarded his info to a dozen friends or family members over the last couple of years.
The Rate Kings did a great job finding us a VERY competitive rate and was great in helping us through the whole process. Closing was a breeze and we've already recommended the Rate Kings to our friends.
ser Rating: 5 out of 5 stars
Best Rates in Town! I have refinanced my mortgage a few times and have not had a better experience than the one with The Rate Kings. Not only were their rates great, the team was very attentive and responsive to my needs and questions. The team was very organized and collected all the necessary information the first time (not true for other mortgage brokers I have dealt with). All my questions were answered thoroughly and quickly, as if I was their only client. Closing was quick and conducted at my house by a notary. Can't wait for the rates to drop lower so I can refinance with The Rate kings again.
I was strongly referred to Lonnie by a colleague who has been nothing but pleased with his level of service. I can honestly say that the referral has been 110% validated by my experience. Lonnie's customer focus is exemplary....his patience and responsiveness to inquiries by myself, agents, and financial institutions has made the process as smooth as can be. His followup allowed me to catch a 0.5% rate reduction 3 weeks after set the original rate! Thanks to Lonnie and The Rate Kings...i will be referring you at every opportunity....
Thanks Lonnie for saving the day! The entire team at the Rate Kings are great to work with, perhaps the best I've worked with in terms of speed, responsiveness, knowledge and courtesy.
My loan had problems with another broker/lender so I switched and Lonnie was able to get me a loan within 3 weeks, which is amazing in today's lending market. Also got great rates!!
Lonnie is an extremely nice and knowledgable person to work with. He is very responsive and helpful. He made the entire process very simple and convenient for us. Thanks Lonnie!
- Sep 16, 2011
The Rate Kings did a great job finding us a VERY competitive rate and was great in helping us through the whole process. Closing was a breeze and we've already recommended the Rate Kings to our friends.
- Aug 18, 2011
refinance, your search should stop with Lonnie Cooper of the Rate Kings Mortgage. Lonnie is knowledgeable and quick with advice and guidance. He is very quick to respond to questions and is almost always available immediately via phone or email. We did our original mortgage with him two years ago and just refinanced that loan at a full percentage lower through Lonnie. He is a hard-working nice guy and we would recommend him to anyone!
As a first time home buyer, Lonnie was extremely patient and always available. He made sure we understood everything and above all else, he gave us a great rate. I would highly recommend the Rate Kings!
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Lonnie- you are the king! You helped my daughter 3 years ago with a mortgage and everything went smooth and now you helped me. I appreciate it so much. You made it easy and happen in 28 days. I highly recommend you. You are a real pro. Thank you!!!!
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Working with Lonnie was a pleasure. He kept me informed through the process and took the time to explain every detail to me. There were no surprises at the end. Most importantly, he got me a good rate!!
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whathefox - Jul 19, 2011
Great guy and great service. He got me setup with a good deal and was to walk me through it every step of the way. He had answers for all my questions and made fell comfortable in complex mortgage application process. I would recommend theratekings to anyone.
Joe - Jul 6, 2011
The process of applying for a mortgage is not a simple one, but The Rate Kings made it as easy as possible for us. Not only were we first time home buyers, but we were also constricted to mostly communication through email (work for myself and fiance was hectic). They had no issue prepping our application, gathering the info, answering our questions, and providing us with the best option available for a mortgage. On top of the communication difficulties from our end, we were planning on settling within 30 days of agreement to sale and went on a cruise the week prior to settlement. The Rate Kings ensured we submitted all the necessary paperwork before the cruise so that we had nothing to worry about. On the day of settlement, one of the employees was there to ... is not a simple one, but The Rate Kings made it as easy as possible for us. Not only were we first time home buyers, but we were also constricted to mostly communication through email (work for myself and fiance was hectic). They had no issue prepping our application, gathering the info, answering our questions, and providing us with the best option available for a mortgage. On top of the communication difficulties from our end, we were planning on settling within 30 days of agreement to sale and went on a cruise the week prior to settlement. The Rate Kings ensured we submitted all the necessary paperwork before the cruise so that we had nothing to worry about. On the day of settlement, one of the employees was there to explain the mortgage to you (and the millions of papers you have to sign). This makes you feel a lot more comfortable when "signing your life away". I will be spreading the word about the excellent service we received from The Rate Kings. And will definitely be using them again whenever that time comes.
A couple months ago, I convinced my mother-in-law it was time to refinance her home. She asked that I take care of all the details (finding a mortgage, appraisal, etc.). The Rate Kings Mortgage was recommended to me by my sister, who used to work with the owner Lonnie.
Now, I have refinanced my own home about 5 times in my life, but I can honestly say I have never received the personal care I got from Rate Kings Mortgage. As you can imagine, it was difficult to coordinate the refinance of someone else's home (mother-in-law), but Rate Kings took care of us. If I had a question or issue, they would get back to me within 10 minutes (no kidding) with an e-mail or phone call.
In the qualification process, we needed to provide financial information (retirement benefits, assets, etc.). Typically, this required information was given to me by my mother-in-law (who lives an hour away), and then I had to review it and get it to Rate Kings, which took some extra time. Lonnie took the time to meet with me, in person, twice, so I could hand him the information and meet our deadlines. That is the personal care I am referring to. Simply excellent service.
Finally, and most importantly, I looked at about 6 other mortgage companies, and not one of them could beat Lonnie's rate. Not one.
Anyway, I would highly recommend using Rate Kings Mortgage. Good rate, and good service.
You did it as you promised.
Thank you for the quick response anytime including weekend!
Even though, there was an issue from the bank I got my Line Of Credit, you made it on time with the best rate.
Gwenn Castellucci Murphy - May 26, 2011
I have been working with Lonnie Cooper for over seven years and he has never let me down and more importantly never disappointed one of my clients. With a high volume of business, my clients vary as far as purchasing power. Lonnie has treated all of my clients with such care and all agree that his response to questions and issues are outstanding. He works with my clients to put them into a specific program that suits their needs and explains the options available to each buyer with the ability to offer programs that many lenders do not have. Time after time, I have had my clients compare Lonnie's loan options to other lenders and typically they come back to me and feel that I am doing a good job by recommending "The Rate Kings". As a lead buyer agent with ... over seven years and he has never let me down and more importantly never disappointed one of my clients. With a high volume of business, my clients vary as far as purchasing power. Lonnie has treated all of my clients with such care and all agree that his response to questions and issues are outstanding. He works with my clients to put them into a specific program that suits their needs and explains the options available to each buyer with the ability to offer programs that many lenders do not have. Time after time, I have had my clients compare Lonnie's loan options to other lenders and typically they come back to me and feel that I am doing a good job by recommending "The Rate Kings". As a lead buyer agent with Keller Williams this is most important to me. I have compared Lonnie, to other lenders that buyers have used and I can say without question, Lonnie surpasses most, if not all that I have seen as a realtor....Lonnie Cooper gets an "A" plus from me. Gwenn Castellucci Murphy Keller Williams Real Estate